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	<title>Comments on: Word to your mother - it&#8217;s racist to blame Democrats, Doodad Pro&#8217;s donation, polling methods, Ayers&#8217; airs and mortgage discrimination - the legal kind</title>
	<atom:link href="http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/</link>
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	<pubDate>Sun, 08 Nov 2009 10:15:53 +0000</pubDate>
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		<title>By: Ron Robinson</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-1046194</link>
		<dc:creator>Ron Robinson</dc:creator>
		<pubDate>Tue, 18 Nov 2008 20:56:18 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-1046194</guid>
		<description>This is a very sobering indictment especially since most ecommerce software has several checks (such as Billing ZIP check and CVV check) turned ON by default when solutions are newly installed.   Web site/revenue managers would have to make a conscious decision that they want these checks turned off and would have to change software settings (pretty easy) to do so.

For 15 years, I have developed secure card processing software for a &lt;a href="www.800cart.com" rel="nofollow"&gt;major shopping cart processor&lt;/a&gt;.  Since we offer a free secure shopping cart, we have a lot of experience with new and inexperienced merchants processing credit cards for the first time.  I can tell you this: it’s not a case of ignorance or naïveté, especially since this credit card security issue has been so widely discussed online, and we have many proofs that this administration is highly aware of critical discussions taking place in the blogosphere.  

Doing what we’ve observed does not require a special arrangement or a conspiracy with the credit card companies:  any tiny merchant on the internet could do the same, even with Paypal.  After 60 or 90 days, the credit card company would want to have a ‘serious’ conversation with you, but all you would have to do is promise remedial action and you can continue merrily on your way without getting serious about remediation.

The more serious issue is compliance with FEC regulations and federal campaign law – it’s very obvious that the campaign was actively trying to solicit foreign contributions (illegal) when you visit pages like:  my.barackobama.com/page/group/LesParisiensavecleSenateurOBAMA where the activist controls on the site even report to everyone how much foreign activist fundraising has taken place in the Paris group.  Since most of the page is in French, I seriously doubt that all of the $39,000+ was raised by citizen expatriates in Paris.  The common billing address check and a simple SQL query would have prevented so many foreign contributions.

My exit question is this:  if this activity is what we observed prior to the election, if this candidate was so careless with common checks that most merchants use, what kind of care and diligence can we expect when this guy has his hands on the US budget?

Ron Robinson
&lt;a href="www.800cart.com" rel="nofollow"&gt;800Cart&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>This is a very sobering indictment especially since most ecommerce software has several checks (such as Billing ZIP check and CVV check) turned ON by default when solutions are newly installed.   Web site/revenue managers would have to make a conscious decision that they want these checks turned off and would have to change software settings (pretty easy) to do so.</p>
<p>For 15 years, I have developed secure card processing software for a <a href="www.800cart.com" rel="nofollow">major shopping cart processor</a>.  Since we offer a free secure shopping cart, we have a lot of experience with new and inexperienced merchants processing credit cards for the first time.  I can tell you this: it’s not a case of ignorance or naïveté, especially since this credit card security issue has been so widely discussed online, and we have many proofs that this administration is highly aware of critical discussions taking place in the blogosphere.  </p>
<p>Doing what we’ve observed does not require a special arrangement or a conspiracy with the credit card companies:  any tiny merchant on the internet could do the same, even with Paypal.  After 60 or 90 days, the credit card company would want to have a ‘serious’ conversation with you, but all you would have to do is promise remedial action and you can continue merrily on your way without getting serious about remediation.</p>
<p>The more serious issue is compliance with FEC regulations and federal campaign law – it’s very obvious that the campaign was actively trying to solicit foreign contributions (illegal) when you visit pages like:  my.barackobama.com/page/group/LesParisiensavecleSenateurOBAMA where the activist controls on the site even report to everyone how much foreign activist fundraising has taken place in the Paris group.  Since most of the page is in French, I seriously doubt that all of the $39,000+ was raised by citizen expatriates in Paris.  The common billing address check and a simple SQL query would have prevented so many foreign contributions.</p>
<p>My exit question is this:  if this activity is what we observed prior to the election, if this candidate was so careless with common checks that most merchants use, what kind of care and diligence can we expect when this guy has his hands on the US budget?</p>
<p>Ron Robinson<br />
<a href="www.800cart.com" rel="nofollow">800Cart</a></p>
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		<title>By: samb</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866354</link>
		<dc:creator>samb</dc:creator>
		<pubDate>Tue, 07 Oct 2008 22:36:33 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866354</guid>
		<description>http://sadbastards.wordpress.com/2008/09/26/obama-what-do-you-know-about-acorn-and-the-garden-to-nowhere/

NOT SURE OF THIS SITE STORY SOUNDS CLOSE -YOU DECIDE</description>
		<content:encoded><![CDATA[<p><a href="http://sadbastards.wordpress.com/2008/09/26/obama-what-do-you-know-about-acorn-and-the-garden-to-nowhere/" rel="nofollow">http://sadbastards.wordpress.com/2008/09/26/obama-what-do-you-know-about-acorn-and-the-garden-to-nowhere/</a></p>
<p>NOT SURE OF THIS SITE STORY SOUNDS CLOSE -YOU DECIDE</p>
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		<title>By: garychapelhill</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866335</link>
		<dc:creator>garychapelhill</dc:creator>
		<pubDate>Tue, 07 Oct 2008 22:34:07 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866335</guid>
		<description>chanting &lt;a href="http://riverdaughter.wordpress.com/2008/10/07/hillary-was-right-as-usual/" rel="nofollow"&gt;"USA!" and wearing red, white, and blue&lt;/a&gt; is also now raicst.

&lt;blockquote&gt;And do it in the context of a speech (mention ayers) that later leads to chants of “USA!” and is delivered with a backdrop of supporters dressed in red, white and blue. It’s not subtle, and voters ought to reject these campaign smears.&lt;/blockquote&gt;</description>
		<content:encoded><![CDATA[<p>chanting <a href="http://riverdaughter.wordpress.com/2008/10/07/hillary-was-right-as-usual/" rel="nofollow">&#8220;USA!&#8221; and wearing red, white, and blue</a> is also now raicst.</p>
<blockquote><p>And do it in the context of a speech (mention ayers) that later leads to chants of “USA!” and is delivered with a backdrop of supporters dressed in red, white and blue. It’s not subtle, and voters ought to reject these campaign smears.</p></blockquote>
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		<title>By: tzada</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866189</link>
		<dc:creator>tzada</dc:creator>
		<pubDate>Tue, 07 Oct 2008 22:02:49 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866189</guid>
		<description>Some more shovel fulls of information. 

1) Frank Marshal Davis (a bisexual communist) lived in Kansas.
2) Obama family came from Kansas
3)Frank Davis moved to Hawaii
4) Obama family moved to Hawaii
5) In Hawaii the two families knew each other.
6) FMD had an intimate friend, a gay man named Richard    Wright. (a communist)who lived in Chicago.
7)Eventually Obama moved to Chicago
8) He went to a church run by Jeremiah Wright.
9) The communist party in Illinois wrote on their blog that Wright had been crucified over his racist remarks. 

Note: Obama father in Kenya was communistic. In my opinion extreme Islam is going to be the new communism. There are many Muslims in the Chicago and other surrounding states. Strange that the Arabic word for refuge is Mafia..... Is the Mafia still alive in America? 

Does any of that mean anything? I dunno but all roads lead to Chicago.</description>
		<content:encoded><![CDATA[<p>Some more shovel fulls of information. </p>
<p>1) Frank Marshal Davis (a bisexual communist) lived in Kansas.<br />
2) Obama family came from Kansas<br />
3)Frank Davis moved to Hawaii<br />
4) Obama family moved to Hawaii<br />
5) In Hawaii the two families knew each other.<br />
6) FMD had an intimate friend, a gay man named Richard    Wright. (a communist)who lived in Chicago.<br />
7)Eventually Obama moved to Chicago<br />
 <img src='http://www.noquarterusa.net/blog/wp-includes/images/smilies/icon_cool.gif' alt='8)' class='wp-smiley' /> He went to a church run by Jeremiah Wright.<br />
9) The communist party in Illinois wrote on their blog that Wright had been crucified over his racist remarks. </p>
<p>Note: Obama father in Kenya was communistic. In my opinion extreme Islam is going to be the new communism. There are many Muslims in the Chicago and other surrounding states. Strange that the Arabic word for refuge is Mafia&#8230;.. Is the Mafia still alive in America? </p>
<p>Does any of that mean anything? I dunno but all roads lead to Chicago.</p>
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		<title>By: Rob in Chicago</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866158</link>
		<dc:creator>Rob in Chicago</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:55:49 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866158</guid>
		<description>This sounds great, if you could just get the sellers of that property who had received proceeds of $300,000.00 to give back half that amount to the mortgage lender who made the loan.</description>
		<content:encoded><![CDATA[<p>This sounds great, if you could just get the sellers of that property who had received proceeds of $300,000.00 to give back half that amount to the mortgage lender who made the loan.</p>
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		<title>By: bayareavoter</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866143</link>
		<dc:creator>bayareavoter</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:52:38 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866143</guid>
		<description>LisaB--I really appreciate your media round ups. Thank you.</description>
		<content:encoded><![CDATA[<p>LisaB&#8211;I really appreciate your media round ups. Thank you.</p>
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		<title>By: workingclass artist</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866074</link>
		<dc:creator>workingclass artist</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:39:51 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866074</guid>
		<description>Yep...I think they are all of them hanging on by a thread...</description>
		<content:encoded><![CDATA[<p>Yep&#8230;I think they are all of them hanging on by a thread&#8230;</p>
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		<title>By: workingclass artist</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866065</link>
		<dc:creator>workingclass artist</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:38:08 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866065</guid>
		<description>LOL...As I remember it Jason Blair...cried racist too...chuckle....OH BROTHER!!</description>
		<content:encoded><![CDATA[<p>LOL&#8230;As I remember it Jason Blair&#8230;cried racist too&#8230;chuckle&#8230;.OH BROTHER!!</p>
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		<title>By: tzada</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866063</link>
		<dc:creator>tzada</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:37:50 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866063</guid>
		<description>I think he is 13th cousin to Bush.  I kid you not.</description>
		<content:encoded><![CDATA[<p>I think he is 13th cousin to Bush.  I kid you not.</p>
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		<title>By: Troy</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866045</link>
		<dc:creator>Troy</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:33:26 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866045</guid>
		<description>Perry, is that you featured in that video that you posted?...If it is then you sir are a f_cking idiot...Do I understand correctly you are voting for McCain?...Well, I too am voting for McCain and I am embarrassed to have anything in common with you...Perry, please go and vote for Obama and I will feel a lot better...Next time you make a video take your meds first and allow time for them to kick in.</description>
		<content:encoded><![CDATA[<p>Perry, is that you featured in that video that you posted?&#8230;If it is then you sir are a f_cking idiot&#8230;Do I understand correctly you are voting for McCain?&#8230;Well, I too am voting for McCain and I am embarrassed to have anything in common with you&#8230;Perry, please go and vote for Obama and I will feel a lot better&#8230;Next time you make a video take your meds first and allow time for them to kick in.</p>
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		<title>By: tzada</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866028</link>
		<dc:creator>tzada</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:29:00 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-866028</guid>
		<description>FAct Check you George Soros hack is owned by George Soros, who owns Obama and I guess signs your paycheck.  I encourage no one to visit his video.  the one I went to had him buzzing around and then showing his teeth in a magnifying glass. Makes total sense to me, NOT.</description>
		<content:encoded><![CDATA[<p>FAct Check you George Soros hack is owned by George Soros, who owns Obama and I guess signs your paycheck.  I encourage no one to visit his video.  the one I went to had him buzzing around and then showing his teeth in a magnifying glass. Makes total sense to me, NOT.</p>
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		<title>By: workingclass artist</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865997</link>
		<dc:creator>workingclass artist</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:23:47 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865997</guid>
		<description>RFLMAO..Bee Touche'....chuckle...BOA</description>
		<content:encoded><![CDATA[<p>RFLMAO..Bee Touche&#8217;&#8230;.chuckle&#8230;BOA</p>
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		<title>By: beebop</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865979</link>
		<dc:creator>beebop</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:20:19 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865979</guid>
		<description>Only Perry and the Koolaide Kids cite Factcheck .... sooooooo sad.</description>
		<content:encoded><![CDATA[<p>Only Perry and the Koolaide Kids cite Factcheck &#8230;. sooooooo sad.</p>
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		<title>By: beebop</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865963</link>
		<dc:creator>beebop</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:17:21 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865963</guid>
		<description>Taylor is a bend over American ....</description>
		<content:encoded><![CDATA[<p>Taylor is a bend over American &#8230;.</p>
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		<title>By: beebop</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865952</link>
		<dc:creator>beebop</dc:creator>
		<pubDate>Tue, 07 Oct 2008 21:15:37 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865952</guid>
		<description>The NYT?  Jayson Blair's old place where apparently no one is watching the content ???? hahahaha yeah.  That's a good one!</description>
		<content:encoded><![CDATA[<p>The NYT?  Jayson Blair&#8217;s old place where apparently no one is watching the content ???? hahahaha yeah.  That&#8217;s a good one!</p>
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		<title>By: Postmaster</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865890</link>
		<dc:creator>Postmaster</dc:creator>
		<pubDate>Tue, 07 Oct 2008 20:59:04 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865890</guid>
		<description>Isn't this the funding that is being investigated right now?  I read that Michelle Obama's second cousin (?) was in charge of this.  Sorry I can't provide a link, but it was on the internet not long ago.</description>
		<content:encoded><![CDATA[<p>Isn&#8217;t this the funding that is being investigated right now?  I read that Michelle Obama&#8217;s second cousin (?) was in charge of this.  Sorry I can&#8217;t provide a link, but it was on the internet not long ago.</p>
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		<title>By: Boxer Mum 06</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865871</link>
		<dc:creator>Boxer Mum 06</dc:creator>
		<pubDate>Tue, 07 Oct 2008 20:55:41 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865871</guid>
		<description>Why does this man continue to get elected? Are the people in Mass. that ignorant to who he is and what he does NOT do?

There has got to be a better person to elect for this job. We have the power to fix these problems - STOP ELECTING THESE FOOLS!</description>
		<content:encoded><![CDATA[<p>Why does this man continue to get elected? Are the people in Mass. that ignorant to who he is and what he does NOT do?</p>
<p>There has got to be a better person to elect for this job. We have the power to fix these problems - STOP ELECTING THESE FOOLS!</p>
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		<title>By: Annie Oakley</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865739</link>
		<dc:creator>Annie Oakley</dc:creator>
		<pubDate>Tue, 07 Oct 2008 20:26:11 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865739</guid>
		<description>Thanks for another wonderful summary, LisaB. I remember reading about predatory lending and how the state attorneys general had the authority to rein in predatory practices taken from them and it was placed in federal hands. I'd love to know the backstory in this, but it is obvious who benefited.

http://www.washingtonpost.com/wp-dyn/content/article/2008/02/13/AR2008021302783.html

&lt;blockquote&gt;Predatory Lenders' Partner in Crime
How the Bush Administration Stopped the States From Stepping In to Help Consumers
By Eliot Spitzer
Thursday, February 14, 2008; Page A25

Several years ago, state attorneys general and others involved in consumer protection began to notice a marked increase in a range of predatory lending practices by mortgage lenders. Some were misrepresenting the terms of loans, making loans without regard to consumers' ability to repay, making loans with deceptive "teaser" rates that later ballooned astronomically, packing loans with undisclosed charges and fees, or even paying illegal kickbacks. These and other practices, we noticed, were having a devastating effect on home buyers. In addition, the widespread nature of these practices, if left unchecked, threatened our financial markets.&lt;/blockquote&gt;

http://www.ncsl.org/programs/press/2003/pr040107.htm


&lt;blockquote&gt;January 7, 2004
State Lawmakers Object to Exemption of National Banks From Consumer Protections

Congress urged to direct OCC to withdraw rules, hold hearings
WASHINGTON, D.C. - The National Conference of State Legislatures objects to two new rules implemented today by the Office of the Comptroller of the Currency to exempt national banks and their diverse range of operating subsidiaries from state consumer protection laws and enforcement actions.
"State lawmakers are dismayed that a federal regulator without a single congressional hearing would unilaterally rewrite federal law to preempt state authority and concentrate power with himself," said State Representative Donna Stone, who chairs the House Economic Development, Banking and Insurance Committee in Delaware and serves as chair of the NCSL Financial Services Committee. "The OCC action sweeps away virtually all state consumer protections and leaves banking consumers across the country vulnerable to deceptive trade practices."&lt;/blockquote&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for another wonderful summary, LisaB. I remember reading about predatory lending and how the state attorneys general had the authority to rein in predatory practices taken from them and it was placed in federal hands. I&#8217;d love to know the backstory in this, but it is obvious who benefited.</p>
<p><a href="http://www.washingtonpost.com/wp-dyn/content/article/2008/02/13/AR2008021302783.html" rel="nofollow">http://www.washingtonpost.com/wp-dyn/content/article/2008/02/13/AR2008021302783.html</a></p>
<blockquote><p>Predatory Lenders&#8217; Partner in Crime<br />
How the Bush Administration Stopped the States From Stepping In to Help Consumers<br />
By Eliot Spitzer<br />
Thursday, February 14, 2008; Page A25</p>
<p>Several years ago, state attorneys general and others involved in consumer protection began to notice a marked increase in a range of predatory lending practices by mortgage lenders. Some were misrepresenting the terms of loans, making loans without regard to consumers&#8217; ability to repay, making loans with deceptive &#8220;teaser&#8221; rates that later ballooned astronomically, packing loans with undisclosed charges and fees, or even paying illegal kickbacks. These and other practices, we noticed, were having a devastating effect on home buyers. In addition, the widespread nature of these practices, if left unchecked, threatened our financial markets.</p></blockquote>
<p><a href="http://www.ncsl.org/programs/press/2003/pr040107.htm" rel="nofollow">http://www.ncsl.org/programs/press/2003/pr040107.htm</a></p>
<blockquote><p>January 7, 2004<br />
State Lawmakers Object to Exemption of National Banks From Consumer Protections</p>
<p>Congress urged to direct OCC to withdraw rules, hold hearings<br />
WASHINGTON, D.C. - The National Conference of State Legislatures objects to two new rules implemented today by the Office of the Comptroller of the Currency to exempt national banks and their diverse range of operating subsidiaries from state consumer protection laws and enforcement actions.<br />
&#8220;State lawmakers are dismayed that a federal regulator without a single congressional hearing would unilaterally rewrite federal law to preempt state authority and concentrate power with himself,&#8221; said State Representative Donna Stone, who chairs the House Economic Development, Banking and Insurance Committee in Delaware and serves as chair of the NCSL Financial Services Committee. &#8220;The OCC action sweeps away virtually all state consumer protections and leaves banking consumers across the country vulnerable to deceptive trade practices.&#8221;</p></blockquote>
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		<title>By: Firefly</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865672</link>
		<dc:creator>Firefly</dc:creator>
		<pubDate>Tue, 07 Oct 2008 20:15:22 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865672</guid>
		<description>What a giant web he weaves - everything about this guy screams FRAUD!</description>
		<content:encoded><![CDATA[<p>What a giant web he weaves - everything about this guy screams FRAUD!</p>
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		<title>By: looking for integrity</title>
		<link>http://www.noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865669</link>
		<dc:creator>looking for integrity</dc:creator>
		<pubDate>Tue, 07 Oct 2008 20:15:13 +0000</pubDate>
		<guid isPermaLink="false">http://noquarterusa.net/blog/2008/10/07/word-to-your-mother-its-racist-to-blame-democrats-doodad-pros-donation-polling-methods-ayers-airs-and-mortgage-discrimination-the-legal-kind/#comment-865669</guid>
		<description>The clause also insures that Fannie Mae and Freddie Mac don't go bust completely.</description>
		<content:encoded><![CDATA[<p>The clause also insures that Fannie Mae and Freddie Mac don&#8217;t go bust completely.</p>
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