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let’s have a NQ town hall on health care!

A few people, after reading the few posts I wrote on health care, came to the conclusion that I am against universal health care. Some even expressing hostility towards me for living in Italy, *enjoying the luxury of universal health care*. I was even called a shill for the insurance companies. HA

The funny thing is, I actually like universal health care. All I tried to do was discuss realities, and offer up ideas and situations to ponder, discuss and debate. Having lived with the current American system, and the socialized system in Italy, I really don’t have any personal complaints with either system. I see the good and bad with both. And frankly, I find the Universal system a great option for America.

In the US you pay your monthly insurance payments, which are subsidized by your employer, and hope you never get seriously sick, or injured. You also have, through your insurance coverage, the ability to go to the doctor when you have aches, pains, and colds. You can get checkups and yearly examines. If you do get a catastrophic illness or injury that is not covered in your plan, or if your insurance company denies your claim, or drops you, you can go in debt trying to cover those bills. That is, if you are lucky enough to have a job that covers the major part of your insurance, or you can afford it on your own. Only those who have private insurance, or who qualify for Medicare, Medicaid, and SCHIP are covered. This leaves people out.

In socialized medicine you pay monthly taxes which contribute to the universal health care program, and hope you never get seriously sick or injured. You have free access to the hospitals. If you get a chronic or catastrophic injury or illness, you are covered, in most all cases. (We do hear the stories of people denied care). If you need to go to the doctor for a cold or allergies, or something minor, you pay for the doctors visit. Annual examines tend to not be as frequent and you pay a fee for them (in the states the say you should have mammograms, colonoscopies, etc. every year. In Italy they don’t push those tests as much.) Not all people pay, only those who earn salaries, and everyone is covered. No one is left out.

In the US I think there is actually more preventative care, for those who have insurance. In a universal care program there is better coverage for catastrophic and chronic illnesses. (That is from my personal observations.) I don’t think people utilize the system as much here, for preventative care, regular check ups, etc.

Many people have expressed a strong desire to implement an universal single payer health care system in America. I decided to make a (rather random) list all of the situations I could think of that directly affect, or are affected by, a change to the health care system. What I would love to do is have people respond to those situations, provide any solutions or address any problems they also might see, correct me if I am wrong, and ask questions (that someone else might be able to answer).

Let’s have a town hall forum! Discuss, debate and question.

Where to start? How to pay for it! To implement universal health care all wage earners must pay taxes to fund the universal HC system. Taxes will go up but how much? (I do not believe for one second that a program of this nature, covering 300+ M people could or should be funded by 1% of the population.)

800px-income_taxes_by_country_svg

Let’s say you make $50,000/year (median average household income). Under the current US tax system, you pay (rounded up) 30% in taxes. That is $15,000 out of pocket, annually for taxes. If we implement universal health care, and pay (a guestimate of) 45% in taxes, that is $22,500 ($1857/month) out of pocket for taxes. (That is an additional 15% in taxes to pay for universal health care. Is that enough?) This is an increase in taxes of $7500 annually for a person making $50,000 a year, an additional $625 a month. (Yipes, that’s a lot. Can anyone offer any expertise/info in this area? How does that compare to what you pay for insurance annually?)

Now, take the figure $7500 (the additional 15% in taxes to cover health care) x the number of tax returns filed (in 2004) 131,113,969 = $983,354,767,500 /annual taxes generated for health care.

Take $983,354,767,500 divided by the number of Americans 303,824,640 = $3236 per person annually for health care + all costs for doctors, drugs, equipment, administration fees, etc. After all administration costs, doctors salaries, overhead, medical equipment upgrades, medications, etc. how much is left for actual care?

I wanted to find out how much England spent per person for their health care, and surprisingly, the numbers are very similar to mine. They spent £91.7 Billion on health care for 50M people. That is ~$3000 per person.

If I take those who filed tax returns subtracted from the entire population, there are still 172,710,671 people not paying into the system. Minors, unemployed, and elderly. Wow, no wonder Obama wanted to *off granny*. haha

Government would then disburse those funds to doctor and hospitals. The doctors/hospitals bill the government for everything – tests performed, hiring staff, purchasing new equipment, surgeries performed, upkeep on buildings, etc. They also have to subsidize medications, and equipment for disabled individuals. They pay all salaries. (Public employees, not the private)

The government has the pot of money ($983,354,767,500 in taxes) in which to pay all of these services. What will the Government budgets be, and how will they control and monitor costs? What happens if they can’t afford the system – raise taxes? Limit care? Eliminate types of treatment? Deny requests for updated medical equipment? We hear horror stories of private insurance companies denying care, but it happens in socialized medicine as well. People have been denied surgeries or drugs because they are too expensive. There can be long waits for non-emergency care. From what I have seen in Italy the buildings suffer – chipped paint, run down structures, no private rooms, no frills. (I wrote about this before.) These are scare tactics, they are realities, as I see them here.

My husband said in Italy doctors like to use their equipment because when they perform tests they in turn can bill the government for the tests. This brings more money into their hospitals. Could this lead to fraud, or excessive tests, costing the system too much money?

If a universal health care system is instituted, is it likely people would enter the system for preventative care, and for minor illnesses that they might otherwise have ignored or skipped? Will this strain the current system? Would the system need to higher more doctors, build more hospitals or clinics?

To convert to a single payer universal health care program you need:

- drug companies to lower costs or have the government subsidize the costs
- get eliminate private insurance
- (most likely) pay doctors less money

But with so many in Washington in the pockets of pharmaceutical companies, insurance and medical industries…is this even possible? Democrats have claimed universal health care as the holy grail of reform but many are concerned with reelection and the donations they get from these industries. I asked this before, and I’ll ask again, shouldn’t this issue be bigger than reelection or big dollar donations?

Under universal health care, I assume they would get rid of Medicare, Medicaid and SCHIP. They would no longer be necessary. Or COBRA.

In Europe some people abuse the health care system using the emergency room instead of private doctors for minor illnesses. In Italy, doctors visits are not free. You pay about 150 euro for an appointment. You are sent to the hospital for tests, usually for a small fee. But to bypass the doctors fee, many will just go to the emergency room, which causes a backlog of patients, and long waits, and an extra burden on the system. If we still have people who can’t afford doctors visits, is it likely they will use the emergency rooms as their primary care? Could we have lower cost clinics set up to help?

Chronic illnesses, obesity, cancer, smokers, diabetes, AIDS, etc. can all be drains on universal health care systems. For health care reform, do we also need lifestyle reform? HCR is only one solution to help with chronic conditions, but it doesn’t address the larger problem. We need to stop some of these illnesses before they start.

Obesity - Do we need even more programs, starting in the schools, promoting healthier foods? More funds for physical activities in schools. More regulation on fast/junk food? Programs at large corporations like gym memberships, gyms on site, incentives for people to ride/walk to work. Other?

Diabetes - Type Two goes in hand with obesity. Type One needs more research to find a cure.

Cancer - Do we need more study into why we get certain cancers? Pollution, microwaves, food additives? Should we outlaw smoking? Need even more research to find cures for cancer?

AIDS - more education on how to prevent AIDS. Target high risk groups.

ADHD and Autism – Why are they on the rise? What causes them?

All of these things (and what else??) require money. Where would that come from?

What happens to these industries if the US does set up a single payer health care system?

Insurance -

How many people are employed by insurance companies? How much money is generated in the economy because of insurance companies, stocks, etc.? What will happen if we do away with private insurance companies and all the employees? Doctors still need malpractice insurance. Will it still be super expensive? Will the government subsidize the payments? Can clinics operate if they are forced to carry expensive malpractice insurance?

Attorneys -

Should there be tort reform with an universal health care system? Doctors will still be required to carry malpractice insurance (they do in Italy). Does the government pay for that insurance, subsidize the insurance, or not require public doctors to carry it at all? What will the outcome be to the legal industry if there is tort reform, and stricter guidelines for who can sue? Without malpractice insurance wouldn’t the government be the target of lawsuits?

Pharmaceuticals-

Under universal health care you can’t expect people to shell out $500 a month in drugs, etc. So, the government also has to have a deal with the drug companies for lower drug prices, or they need to subsidize costs. What will that do to the drug companies wrt innovation, research, jobs, etc?

Medical Equipment

Under a universal health care system, when hospitals and doctors put in requests for new medical equipment, will the government approve the requests? Will equipment become outdated? What would the policy be for updating new equipment? (I wrote in my other post that many hospitals do not have all of the tools available, like MRI or CAT scan machines. Some hospitals are not equipped to offer epidurals to women having babies. My SIL had to go to a different hospital to give birth because the hospital near her house was not equipped to administer an epidural.)

What would a possible reduction in new equipment purchases do to the industry, and would it affect innovation? Do we need reform for cheaper machines and equipment?

Universities -

Currently doctors pay a lot of money to attend the best medical schools, graduating with huge student loans. Will government paid salaries pay off the student loans? Do we need to fix the cost of college admissions to medical school? Will admission costs drop anyway, because med students will opt for cheaper schools? What would that do to the universities, and quality of doctors, anything?

Other possible issues:

Strain on other government services

Is it a possibility/concern that some people, under an universal health care system, might quit their jobs, which they had to receive health insurance, preferring instead to benefit from free health care (no job – no taxes) and receive welfare? Would this even happen?

Medical records

Records would need to be entered into an overall government run system. Is that a concern? Privacy concerns? Government gettin’ up in your business?

Current state of economy, our national debt

Should this matter? Is this the wrong time? Does it matter, if we are paying with taxes to implement this program in this economy?

The Poor

Again, the need for HCR is part of a much larger problem, isn’t it? The large number of poor in the *richest country in the world*. While not every unemployed or poor person can become employed or no longer poor, I do think there are things that can be fixed.

Disabilities
There are those who can’t work because of disabilities – mental, physical. – need more programs for creating jobs for people with certain disabilities? For example voice activated software for blind people, etc. However, some people are unable to work and will be on permanent disability.

Education
A lack of education – Schools lack funding, not enough resources to provide quality educations in poorer areas? Also, when there are school funding cuts teachers lose jobs, programs are cut. We need to put more money into the schools…. how?

Skills
Those who lack skills – Institute programs where people go to college (teachers, nurses, doctors, etc.) and tech schools and then work for the government/community for a few years?

Depressed regions
For those people living in depressed areas, places where unemployment is very high – do we need more relocation programs? Programs/new legislation/tax laws to bring industries back to those communities?

Jobs lost overseas
We have lost a lot of jobs overseas – China, India, Mexico….We need to fix tax and pollution policies to bring those companies back?

Illegal immigrants
Undocumented workers – 12 Million undocumented workers *doing the jobs that no one else wants to do*. We supposedly have lost 12 M jobs to illegal workers but they are jobs no one wants anyway? Low paying jobs? Do we need to either make illegals legal tax paying citizens, or return those jobs to the unemployed. (I don’t accept the idea that these jobs are *beneath* anyone. Construction, restaurant, hotel, and farm labor are all decent industries and honest work.)

Many immigrants are living and working, and have kids attending schools, but live below the poverty line. Solutions?

Welfare recipients
Chronic unemployed/welfare recipients – Not all welfare recipients are generational poor who just “live off the government”, but it does happen. Women with kids. Do we need welfare reform? Government run day cares so women can leave kids and get jobs? Work for welfare programs? (Doesn’t Canada require welfare recipients to work for their checks?)

Divorce
Divorced parents, mostly women who were stay at home moms, have kids but no work experience, or money for day care?

Addicts
Some of the homeless and poor are people who have addictions. Do we legalize drugs, and tax them? Need more programs to get people clean and off the streets? Tighter border controls? The war on drugs isn’t really working is it?

What else am I missing?

OK, that should be enough to discuss for now. Are you for or against a single payer health care system? Does it seem doable? Pat has a great post about the window of opportunity, and what needs to be aligned in order to achieve this goal. Make sure to read it.

If you are against universal health care please explain why. If you have money, you have access to private care. Is it taxes, no faith in the government, just this administration, worried about the horror stories we hear, what else? I just found this article: An American Universal Health Care System

I believe a public option insurance plan would eventually lead to universal health care, so even though a public option is currently (possibly) on the table, not universal health care, I think this discussion is relevant.

Please remember I am not an expert and not pretending to be. I am just trying to figure this out and think of all the factors, as best I can. I am not trying to create a plan, or set policy or persuade or dissuade. I just wanted to provide something we could discuss, develop, debate and argue, together. I’m sure I am leaving out important details, and there’s a good chance I am incorrect on something, too. But who knows – maybe we can come up with a solution! :O)

Ok…DISCUSS!

  • tzada

    No matter how it is wrapped any health care by this government is poison. In their words fishy. Call it co-op I call it Trojan Horse. Any good that may have come out of it is now POISON. The current administration can go straight to hell and take their draconian plans for this country with them

    Sorry our American friend in Italy. I am talked out on this subject. Time for actions are at hand.I am sorry if I appeared rude. But I am done talking.

    • maryann

      All government will do is eff it up completely. Look, for 1/40th the cost of this b.s. we can cover every single low income American with full insurance and leave the optimal system we have alone!

      So don’t be telling us we need gov’t to remake this, that’s just a takeover that’s for their benefit, not ours.

      With gov’t universal we can’t get beyond their constraints, and frankly by the time they force this into crisis everyone will be constrained insofar as how much actual healthcare they will get, and millions will die under the Dr. Death Ezekial guidelines.

      No, might as well move closer to Canada which is going back to market based so you can at least buy what you need. Talk about role reversal!

  • candymarl

    I am all for single payer. However, that would be part of the public option that Obama promised during the campaign. Now the Senator that heads the committee on this (forget his name) says they don’t have the votes in the Senate for the public option.

    The Dems have a veto proof majority in the Senate. What’s going on here?

    • olivia1998

      I’m watching Shepard and Bill Burton go at. It is lovely when they get called up on what they say. By the the Obama received more money then any McCann from insurance companies. They lied last year and there lien this year.

      • Docelder

        You know they are back in full campaign mode when they pull out Bill Burton. He is there to be annoying and obnoxious and to elicit heated reactions from the opposition. He is a community organizers personal community organizer.

    • Kim

      Max Baucus is the Chairman of the Senate Finance Committee, candymarl. He also gets big bucks from the insurance industry in campaign donations.

    • Tammy

      What’s going on here is that the PEOPLE that these Dems represent will throw their asses out of office if they try to cram this bill through.

      You know, the PEOPLE that they are supposed to represent?
      57% of this country is OPPOSED to this plan.

      Throw it out and start over. No more of this sneaky crap from President “Transperancy”.

      • Senneth

        Thank you, AGI, a very provocative piece. I would like to see a single payer system in place so everyone gets covered. Like Medicare with the age being lowered incrementally until it covers everyone. No one should be excluded from receiving treatment if they are ill. However, the problems are huge, just as you’ve listed them.

        The cost factor would be prohibitive to many people, me included. I don’t know if I could pay that much in taxes, and I’m on a fixed income.

        So much else will have to be fixed before anything can be done. All health practitioners need to have an incentive to do what they do. To overnight decide they can no longer charge what they believe is a justifiable rate because our country has implemented health care, will put a huge strain on the industry as doctors/nurses/health practioners bail out of the field.

        The schooling and all the concomitant issues you mention have to be addressed. THIS IS WHY IT NEEDS A LONG AND TRANSPARENT DEBATE with citizens having input and not just Zeke and Rahm, et. al.

        But the final issue for me is that: I DON’T TRUST THIS ADMINISTRATION IN ANYTHING! Oilsoc was willing to lie, cheat, thug, game, practice misogyny, ageism, homophobia, racism and commit fraud to steal this election. It’s not likely that I would trust him on anything he suggests. He can’t be trusted.

        He is not an American in the sense that he does not live American values and traditions. I don’t think he even knows what those are. He appears totally at sea and is in effect a foreigner who really has no compact with our country’s citizens and beliefs. He may very well have been born in Hawaii, but he has not internalized what it means to be an American. I’m an immigrant who came here when I was 7 and this is the best country in the world with the kindest most tolerant people in the world. Do we make mistakes? Of course we do. Are there bad apples? For sure. But on the whole we are a great nation and no president needs to apologize for us.

        One last point: We don’t have any money. We need to fix that pesky little problem before we saddle ourselves with more debt.

        Thanks for the article and the great points you make and opening it all up for debate.

        • http://sarainitalyblog.blogspot.com/ American Girl in Italy

          I agree with you. And this is a biggie:

          One last point: We don’t have any money. We need to fix that pesky little problem before we saddle ourselves with more debt.

          I would assume the taxes would be on a sliding scale, and I based my numbers on a median income average. But, those tax rates are that high in Europe. And just doing my little math problems, they don’t seem that far off when compared to England. So, if lower income people pay less, higher income would have to pay more (which is likely what would happen. $22,500 out of a $50,000 salary is a LOT!)

          You reminded me of another issue. In Italy a lot of people (I am told a lot of southern italians) work in the black, not reporting all of their taxes, because they can’t afford/don’t want to pay the high tax rate.

          This can cause problems because people aren’t paying enough into the system, and the roads/hospitals/etc. suffer because of it.

    • karn9h

      I think you mean filibuster-proof. I don’t think Obama is planning to veto the Dems.

      But more importantly, there are at least a few conservative Dems in the Senate who have not committed to substantial health care reform. For better and/or worse, Democrats don’t vote with the same discipline that Republicans do.

  • Rah-Rah

    I just heard an astounding statistic: those who are employed by the health care industry in the UK are part of the third largest employer in the world, behind the Chinese army and the railroad employees in India. China and India have well over 1 billion people each…the UK only 61 million, by comparison.

    What about administrative costs/fees for a public program? How do the employees/staff costs figure in?

    That’s a pretty staggering figure.

    • maryann

      See that’s the catch, along with amnestied-free-care illegals and the massive bureaucratic nightmare that will be Obmacare, they know it will never be voted out and their lifelong dictatorship assured.

    • Ferd Berfle

      And what about administrative costs of insurance companies which are then paid by employers and employees? I still have no hard data on that little item, which is probably a BIG item. How many people work for insurance companies? Compare apples with apples, if you dare.

      Bureaucracies and fiefdoms exist external to the government, as anyone knows who works for a large corporation or even a mid-sized one.

      I’m not for O-HoleCare but am not for the status quo, either. For your argument to be actually valid, you have to include the overhead costs associated with the current system, which no one, as yet has supplied. Wonder why? We have a system currently in place which has a dysfunctional delivery system, too many people in the decision process, and middlemen at every point. And that is on both the insurer’s side and the Doctor’s side–a f-ing duplication of effort. But that’s OK, because it is just a business that is only concerned about our health. LMAO.

      Try coming up with some sort of argument that actually allows the system to change (which it will, whether you like it or not) that can used as a counterpoint to the Obumble fiasco. I don’t want his version of hell but I need a better answer. Kindly supply it.

      • Ferd Berfle

        The sound of crickets is mesmerizing.

        • Ferd Berfle

          Deafening, I’d say.

          • oowawa

            chirp?

  • olivia1998

    Headlines of Hull & Buff
    Unions warn they will sit out 2010 if they don’t get public option: Are they running your country? You bet they are

    http://www.huffingtonpost.com/2009/08/18/labor-warns-dems-well-sit_n_262232.html

    • olivia1998

      OPPS! Huff

    • tek

      Unions are not running the country anymore than corporations are.

      • Ferd Berfle

        Actually the politically-connected run it. We have the first “Oligarchy-Republic”. This is all about power and the distribution of favors to the wealthy and trinkets to the rest.

        • karn9h

          first my ass.

    • Lisa

      I think that the Unions have become tooo pwerful.Unions had a place a long time ago. But now I think that they are toooo disruptive and create too many problems.

  • tzada

    A Gravitational Pull
    Joseph Ashby
    The Dominion Post, a New Zealand newspaper, has a story that may prove prophetic for the future of American medical care.

    New Zealand’s vaunted public health care system is in dire financial straits after a decade of high health care inflation. In response, a freshly published government report recommends giving new powers to a new National Health Board and increasing the powers of an already existing board which currently controls pharmaceutical purchases:

    [The report] recommends putting the National Health Committee in charge of determining what new treatments should be eligible for public funding “and the conditions under which they should be applied”.

    “For example, as well as defining the patient group most likely to benefit, a new treatment might only be suitable for trial, or use in tertiary hospitals, or where everything has failed an individual patient.

    “As part of its reprioritization process, the National Health Committee should also be asked to identify and assess a number of existing interventions annually that … appear to be low priority.”

    The New Zealand government has already attempted rationing by temporarily denying the breast cancer drug Herceptin.

    Country after country, all over the world, continues to tell the same story. Under the pretense of compassion, the government begins meddling in the health care industry by partial or complete socialization. The programs then become too expensive. Government’s solution is to bestow rationing power on unelected bureaucracies. As result care become less humane, less effective and reduces a nation’s health and quality of life.

    This health care pattern seems to have a gravitational pull.

    Gravity pulls in America too. We’ve seen the creation Medicare and Medicaid in the 1960s and their subsequent expansions, the SCHIP creation and expansion and countless state mandates on care. Now that government cannot keep up with the costs, it has created a bureaucratic board to analyze the “effectiveness” of care. If Obama gets his way, can this board’s power to enact draconian rationing be far behind?

    The law of gravity would suggest otherwise

    http://www.americanthinker.com/blog/2009/08/a_gravitational_pull.html

    • jbjd

      Referencing one article from a right-wing publication does not the whole story tell. Basing advocacy against nationalized health care on the success or failure of one country’s experience with a particular system is poor public policy. What works in Germany, or Taiwan, or Switzerland, or Great Britain, or Japan, or Canada… might not work in the U.S. But all of their citizens are covered. So, maybe, parts of all those systems can be put together to form the system that would work here to insure everyone.

      • Ferd Berfle

        Amen, jbjd. I have yet to hear a single commenter say the f-ing obvious–some sort of real evaluation needs to be made of all the configurations in place across the planet. Document their processes, find the do-loops, eliminate the duplication of effort, find the dead-ends and eliminate them, and then amend their processes. Why do we continue to re-invent the stick, when there is hard data in abundance? Probably because it would actually lead to an answer, which no one would be happy with but would work and would probably put a lot of rice-bowlers out of work.

        I am almost at the point of giving up on this issue since very few look at the 50,000 foot picture but are enmired in the 2-inch weeds.

        • Scout

          Isn’t that exactly what we would have expected, and received, no doubt, from Hillary.

          Someone willing to spearhead the analysis of various systems around the world and then put together an American model that could work based on our demographics, populations, health care resources, etc.?

          I am sick of those on the right screaming about how single payer couldn’t possibly work because it’s supposedly failed around the world. Who cares? We could, with the right leadership, look at those systems and improve them.

          I am also sick of those on the left who don’t have the guts to stand up to B0 and the insurance companies and say we are going to take away control of America’s health from the insurance companies who skim 30 percent off every health care dollar without providing one single bit of actual health care.

          • lorac

            Hi Scout, my favorite REAL, pediatric, family :) , doctor :)

            I know in traditional Clinical Psychology schools, they limit their incoming doctoral classes to around 10 students, because they don’t want to flood the field – and lower wages as a result. (Nowadays, out here in CA anyway, there are all kinds of exorbitant private schools who let in hundreds and hundreds of students each year)

            Do they do that limiting of admissions in medical schools, too? Medical schools also do some “weeding out” by costing so much.

            Well, here’s my point – I think we needs lots and lots more doctors if we are to ever get to UHC. What are your thoughts on how we could do that? What are the barriers to having more doctors in training?

            • http://sarainitalyblog.blogspot.com/ sarainitaly

              well, there would be lots of insurance people out of work, so many they could go to medical school… We would need lots of nurses.

  • Betty

    I do not support any part of this health care reform bill although I have fought for health care reform for years. Single payer is all I support and now I know that Hillary was the only person we could have trusted to get it for us.

    What Congress is proposing now is another hand-out to the health care industry. Only this time 46 million Americans are the doughnut hole. Those millions more Americans will be forced to pay a premium each month for health care. If they can’t afford it we who are working will have to subsidize them – while Obama has tied the hands of anyone trying to lower medical cost in any way.

    It is better for the 46 million o go with out insurance and make us pay for them when they get sick and need care – cheaper for us and them I mean.

    I am completely willing to subsidize health care through taxes but only if the entity I subsidize is able to fight for lower costs, more doctors, and what ever it takes so that health care in this country is about saving/prolonging/improving lives and not about the “allocation of scarce medical interventions” – or passive euthanasia.

    After all this is America and we can have the best.

    • http://www.hillaryorbust.com Hillary or Bust

      It’s worse than that. People who can’t pay for insurance under the mandate will be taxed 2.5% of their income as a penalty and STILL not have insurance. It’s insanity.

    • jbjd

      Thank you, Betty, You have done the research. Everyone in; no one out.

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      This post isn’t about the current health care bill, this is about universal single payer health care and what would need to happen to get there.

      I think the current bill is dead, washed out, weak and too flip floppy. They can’t even decide what they want to do.

      I was writing about true UHC.

    • Terry

      I LOVE Hillary and know she would have gotten this done right. But this finally reveals why the her own party smeared her and lined up against her. She ‘did healthcare’ once and at that time it didn’t work. This has become the Dem’s Holy Grail issue and they thought Hillary had her chance. Only 0 would be able to bamboozle us into accepting this mess. She was sold out so this loser could have at it and they are determined to have him succeed. Even though they have saddled us with a naive, stammering i d i o t in the process…

  • Lisa

    American Girl- I liked your first posting and I appreciate the follow up. I read an article on NQ by Linda that I did not agree with completely. I don’t think single payer insurance is the solution. I can see it as a potential problem for over 300 million people. My mother only had Medicare and her care was minimal at best, especially the last two years of her life. I now have Medicare and supplemental insurance; consequently, I have better care. My family Dr. a long time ago said that he will not do house calls anymore for Medicare patients because he only got paid $17.00. He said “that hardly even pays for my gas. It also took away from some of his time with his family. I think that some of the people that are more Liberal than I am need to be more pragmatic.

    • tek

      Lisa: My husband has had Medicare for five years. It’s wonderful. He had an A-Fib attack which costs thousands of dollars to treat and can be deadly. We were working out of state. Medicare paid for everything.

      I’m not sure where people get the idea that Medicaid and Medicare don’t work just as well as the coverage Congress people have. It does and it proves we could have nationalized healthcare that would work efficiently.

      • olivia1998

        What the hell is wrong with everyone? Are you drinking Koolaid?

        • http://sarainitalyblog.blogspot.com/ sarainitaly

          This isn’t discussion.

        • Ferd Berfle

          TEK is not a Kool-Aide drinker, olivia.

          • http://sarainitalyblog.blogspot.com/ American Girl in Italy

            I don’t think health care should be a right or left issue. I still despise bambi but like UHC. People sometimes end up on party sides, but it shouldn’t be a partisan issue.

            • Ferd Berfle

              AGII:

              I’m sorry you think I was making some sort of political statement and am also sorry for any part I may have had in such. I am a bot slayer with a history and understand. That being said, I know a bot of any extreme when I see one and TEK is not. My real point was that TEK is not a Kool-Aide drinker, as that pejorative should be relegated to the likes of UBM, Kelvin, SFHillary, Tammy, and others who post claptrap that could be mistaken for a PowerPoint Presentation given at any regular meeting of the mindless.

              TEK has been on this website for at least a year and tends to be to the centrist side, as far as I can surmise. In addition, I made no mention of left/right or party, I believe and do stand by my post. Olivia was incorrect in her summary dismissal.

              • http://sarainitalyblog.blogspot.com/ American Girl in Italy

                No, I was agreeing with you. Just adding to your comments. Just because TEK likes UHC doesn’t mean he is drinking the obama koolaid. That is what I was trying to say. I don’t like comments like Olivias.

                • Ferd Berfle

                  Then I stand corrected and mea culpa. The way the comments work, with the indentation, it appeared to me that you were responding only to me. Sorry for the confusion, which is solely on my part.

                  Ferd

                  • http://sarainitalyblog.blogspot.com/ American Girl in Italy

                    I was just responding to you, but i was perhaps being too brief. I don’t like to respond to those kids of comments, so I was responding to you, and was agreeing with you. :O)

                    • Ferd Berfle

                      Cool.

              • Animal Control

                I am a bot slayer…

                And you do it so well.

                • Ferd Berfle

                  Coming from a known Master as you, I can only say you flatter me, AC.

                  Ferd

                  • Ferd Berfle

                    Damn, I’m dumb–where ARE my manners?

                    Indeed, I thank you for your kind words. I endeavor to stop them in their shallow tracks.

      • Lisa

        tek, I’m glad that your husband got such good care. My mother didn’t. Doctors seem to go an extra mile for those who have supplemental. Medicare does not cover all. Also, may I add that in order to get Medicare you still pay a premium, the cost depends on your income. I also pay for prescription drug Insurance through the Government.

  • Diana L. C.

    I am all for providing healthcare to someone who needs it. My father was self-employed and we had no insurance while I was little. But we had a family doctor who basically bartered or waited for payment. He also didn’t make enormous amounts of money as some do today. It was a different time.

    Then, when I earned a full-tuition scholoarship to college, I remember my mother being a little jealous as she read the medical coverage I got as a student as part of my fees.

    I had strep infections so often when I was little. The doctor wanted to schedule to have my tonsils and andenoids removed, but my parents couldn’t afford it. I made it to this advanced age without ever having it done, but I often wondered if all my sinus infections and colds over the years would not have been so severe. Who knows?

    I posted earlier about how happy I was when my second son finally got a job that provided insurance coverage. At the time he was eligible for only their basic option. He ended up using the emergency room one night to get a shot and antibiotics for a serious cat bite. He might have risked not going into work the next day or going in late if he could have guessed that his bill would be $1,800 for the fifteen minutes he was with the doctor. The insurance paid only $800, and he had to make payments for the rest. Now that he’s made it to their higher level option, we figure he would have paid “only” about $200 – $300 for that visit.

    I’ve heard other horor stories from people with insurance that end up still paying enormous sums for something.

    I make appointments only when I feel I really do have something that can only be helped with a doctor’s prescription or care. Now that I am on a Kaiser plan, I also go whenever they send a letter asking me to do some sort of preventive screening. That I know will be “free” under my plan.

    So those of us who have insurance feel lucky but only in the sense that we still hold our breath hoping nothing really bad comes our way medically.

    I do all I can to stay healthy because I can’t afford to be sick even with insurance. In my head quite often I think about the possiblity that if I get a really bad disease–cancer, Alzheimer’s, etc.–I would have to figure a way to “kick off” fast because I wouldn’t want my hard-earned financial assets used for my care instead of as a way to help my children, as my father’s small estate helped me get out of an incredibly nasty marriage. (He died suddenly and unexpectedly.)

    I have always been impressed with the doctors and nurses and technicians who have cared for me when I did use healthcare services. They give me confidence in our system. I am proud that American hospitals are regarded so highly in the world and wouldnot want that to change.

    I just can’t believe that the costs have to be so high.

    I understand the fear that a universal government plan would raise our taxes tremendously. And I don’t have faith that it would run better or as well as the private industry.

    My only suggestion is that I would rather see parts of the system addressed first individually while attempting. to find ways to bolster charitable healthcare services and already existing government healthcare for those without insurance.

    With rules that prevent insurance providers to compete nationally overturned we might find more competition. We should find a national way for doctor’s and hospitals to cut their administrative costs simply for billing insurance–find a comuterized way to cut the paperwork. That could save tons of money. Doctor’s and hospitals should get subsidies for treating people who don’t have insurance for pre-existing conditions.

    I guess what I am saying it that right now I feel a government controlled healthcare option scares me for the same reasons tzada and others have expressed their concern.

    When have the members of Congress done anything recently that made any sense?

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      I guess what I am saying it that right now I feel a government controlled healthcare option scares me for the same reasons tzada and others have expressed their concern.

      When have the members of Congress done anything recently that made any sense?

      I’m with you there! That’s probably why my other posts always came across anti-UHC… I don’t trust them, I am pissed at the Dems, but I am not in love with the Right either.

      I was just trying to get a dialog going about Universal Health care, and it’s affects (effects?) overall. Nothing to do with Obambi, or the Dems. Just on the system in general.

  • Scranton4Hillary

    WE, the people, employ the members of Congress.
    WE, the people, pay their salaries and provide them with excellent medicial coverage.
    Shouldn’t WE, the people, equally share the same benefits that WE, the people, offer to our employees on Capital Hill? When our employees share the same benefits as we,their employers, I’ll vote for the boy blunder’s health care reform.
    Where does the line form?

    • Lisabona

      If we can have the same health care like those whose salary we are paying, I will vote gladly for the change.

      • lorac

        That’s something I haven’t heard addressed in comparisons to UHC countries – do their presidents/prime ministers and other representatives have to use the UHC system?

        • http://sarainitalyblog.blogspot.com/ sarainitaly

          Berlusconi went to the US for surgery.

          Berlusconi, whom the AP calls “a media mogul and one of Italy’s richest men,” came to the United States in 2006 for surgery to correct an irregular heart beat with a pacemaker, a problem he likely discovered after his collapse at a political rally, though he maintained that fatique was the source of his fall. The operation took place at Cleveland Heart Center in Ohio. “Everything went according to expectations and without any particular problem,” Dr. Andrea Natale told the Italian news at the time.

  • HARP

    This bill is like all of Obama`s ideas. It is not about health care. It IS all about control. Do not be surprised if the Government suddenly takes control of one of the insurance companies. (51%) Once this happens they can pretend that they are in competition with the rest, except they get to change the rules. This method worked quite nicely for GM.

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      My intention is not to discuss Obama’s bill.

      This is about universal health care reform, that many people want. it is about what would/could happen if we had it, and how we would get there.

      Basically, ignore Obama, and his pack of fools, this has nothing to do with them. It is discussing something that many Americans want, and many don’t. But this is not what Obama/Pelosi are proposing.

      • jbjd

        Yes; now, you have it.

  • tek

    Americans need to start facing the reality that this country is OWNED by the corporate elite. We do not live in a democracy; we live in an oligarchy. Every politician in the country is scared to death of the CEOs, they call the shots and the D. C. pols race to accommodate them.

    I have no further hope for the U. S. I don’t see how average people can stand up to corporate leaders who even control the Defense Department and all our weapons. The saddest thing is how many Americans think communists are still the enemy and the corporations are wonderful.

    We’ll never have national healthcare in this country, like other first-world countries-until we get a different kind of government–a parliamentary system.

    • Docelder

      I believe in the ideas that this nation was built on. But, I have probably voted for the last time in my life. I have no faith in this government. They don’t represent the people.

      • Ferd Berfle

        Strictly speaking, that isn’t the fault of the government but of those who continue to put the same bozos in power, year after year. Until WE as a NATION understand this simple truth, we will be stuck with the same elected bozos. I understand your frustration, Docelder, but place the blame where it ultimately rests–US. (PS: I have only voted for one winner in all my years of voting for president and his name is… William Jefferson Clinton. I’ve been either for a third-party candidate or a (now it seems) stupid Democrat.

        • Senneth

          I agree Ferd. Unless and until we all stand up and say no more and vote the clowns out of office and put others in who will do the job we hired them to do, nothing will change.

          I was sincerely disappointed when Barney Frank, Charles Rangle, Nancy Pelosi, and others were re-elected.

          We need to resolve to work together and use the power of the VOTE and fire them all.

          • Ferd Berfle

            We need to resolve to work together and use the power of the VOTE and fire them all.

            Truer words were never spoken.

    • olivia1998

      What makes everything worse is Obama will stand and look right at the camera and say I didn’t take any money from corporations and lobbyist I hope his nose falls along other parts.

      • jbjd

        I think first, it grows; then it falls off.

  • Ellen D

    Wow! Thank you AGI. That was a monumental task!

    I’d just like to make a couple of points because I am still working.

    My husband said in Italy doctors like to use their equipment because when they perform tests they in turn can bill the government for the tests.

    My doctor here in the U.S. does that too. It’s just a matter of who you bill.

    Like you, I have had experience with both systems – both Canada and the U.S. I’ve had operations in both and family members who have had operations in both. It cost me a lot of money here but I am thankful I could pay it – although I’m still paying off the credit cards.
    I’ve seen good hospitals and bad hospitals (peeling paint) in both places.

    I was amazed in your chart that Canada and the US were so close in taxes and corporate taxes were even less in Canada than the US.

    I’ve been looking on other sites for a Canadian (who lives in Canada) comment that I feel sums it up. Here’s one:

    How many Canadian and British citizens die because the do not have insurance and therefore are not treated for life-threatening illnesses. Zero.
    How many people in Canada go bankrupt because they can’t pay for their medical care? Zero

    Because I’m on Medicare I know the US government is capable of government health care. What I find staggering in this debate is what Paul Krugman called the Greed and Gullibity.

    Thank you again. Having also lived in Europe, I know the view of the U.S. from there is often different from the up-close view of living here. I thank you for inviting and being open to everyone’s experiences.

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      Yes, it definitely seems that we have the horror stories, scam, fraud, etc. in both systems. The two things it always boils down to for me, much like that Canadian comment, is that with universal coverage you don’t go broke if you get sick, and everyone is covered.

      I still believe that the US has the best experts and best resources in the world, but it is not perfect, and it is expensive. And it leaves out a lot of people…but, i don’t think it is the evil boogyman thing that some people think it is.

      And I agree with others that worry about what Obama is trying to do, and faith that the Dems know what they are doing, and that they aren’t corrupt.

      I used to support Hillary, in large part because I trusted her to fix the health care. After all we saw from the dems this past election, I don’t trust them to butter my toast.

      Crap, look at how they are all acting now with the town halls and what they are calling people, etc. I don’t think they are going to get any where on HCR, and it is all their fault. They crapped on their party, their constituents, and Americans.

      • Ellen D

        Sara, I agree with you completely about the Democrats. After what they did to Hillary, I turned independent.

        My hope for universal coverage in the U.S.is a philosophical hope not tied to the current politicians of any party. I simply hope that somehow, some way, Americans will get a system that the rest of the industrialized world has.

        When I lived in Europe I often thought “Well, this (whatever it was) wouldn’t happen in the U.S.” But when I came back I realized that I had been idealizing the U.S. and the same screwups happen here that happened to me in Europe. I think you also may be experiencing the same “Absence makes the heart grow fonder” phenomenon.

        I just spent today calculating the individual health benefits for a company going into heavy layoffs. We’re talking $1400. monthly for a family. And that’s in Massachusetts under Romney’s wonderful healthcare.

        I’ve got to tell one person with a family who was rebilling the company for health and being completely reimbursed that I don’t know if that method qualifies him for the COBRA subsidy. I don’t know what to say when your family coverage for a month is more than your rent.

        Not far from me there was a free “Doctors Without Borders” type mass clinic. They were overwhelmed. Some guy has been running them across the country to massive response and long lines with too many to get in.

        This is the U.S., not some third world country! It makes me angry and it makes me cry.

        • ~~JustMe~~

          I agree Ellen makes my heart brake the people in the USA have to struggle for healthcare. It costs us as a family $1400 for healthcare its crazy.. Nearly as much as a house payment. UGH!

  • http://shhhithitsthefan.wordpress.com/ It hits the fan

    I’m too tired at the moment to be of much use discussing this. But I would like to note my appreciation to you for looking at this so comprehensively. First rate work.

    Likely the whack jobs that attacked you were left-wing nutcases that know nothing other than Love Dear Leader Obama. Hate Everyone and Everything Else.

  • grayslady

    Very comprehensive list, AGI. Thanks for all the work.

    I think in order to develop a national health policy, we need to define what we wish to achieve. First, and most importantly, we need UHC so that people don’t literally fear for their lives when they get sick or when they lose their jobs. I also think that the only way you are going to ensure that we have outstanding care is to insist that everyone, from the President to all the members of Congress, have the identical UHC as the rest of us. Our representatives need to live in the real world when it comes to what their constituents are experiencing relative to health care.

    Most people in this country are willing to pay more in taxes if it means portable health care (regardless of job) with reasonable co-pays for doctor’s visits and drugs. The tax, IMO, should be based solely on gross income, prior to any deductions. Under a certain income, clearly, no health tax would apply. Furthermore, unlike Medicaid, asset ownership would not affect any calculation of ability to pay.

    We need to encourage more organizations like the Mayo Clinic. Doctors receive a salary, they don’t work outrageous hours or worry about billing, and they receive a guaranteed pension benefit when they retire. Not a bad life. In return, patients are assured that they won’t be rushed through their appointments. This could mean fewer misdiagnoses.

    Doctors willing to enter family practice should receive financial assistance from the government with their education expenses. A further subsidy could be paid to family practice doctors willing to locate to rural areas where doctors are currently scarce or non-existent. This should be true for dentists as well as MD’s.

    All testing equipment should be owned by not-for-profit corporations and not by doctors who stand to make more money the more tests they run. Further, the government needs to make sure that critical testing equipment or labs are available within a certain travel distance of all towns over, say, 3000 people.

    Where I live, we don’t have a hospital nearby, but I have a clinic just a mile away that is open 24/7/365. This clinic has just petitioned to be a trauma center–a good idea, since we don’t have a local hospital. With UHC, all of us could afford to use these local clinics for emergencies rather than hospital emergency rooms.

    I could go on for pages and pages, but these are just a few of the key ingredients I see to both provide care to everyone and help lower some of the currently outrageous costs.

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      I don’t understand why there aren’t more clinics. Pay for service clinics. Check ups, routine simple visits, stuff like that. It doesn’t cost an arm and a leg to examine someone. It must be malpractice insurance or cost of equipment or something. What could it be?

      • grayslady

        All the clinics here are pretty much hospital-affiliated. In other words, it’s the hospitals that determine if and where to build a clinic. For the hospitals, it’s a bit like having ATM machines instead of branches. They can reach out to a community through a lesser investment than building another hospital would cost.

    • lorac

      “All testing equipment should be owned by not-for-profit corporations and not by doctors who stand to make more money the more tests they run. ”

      This reminds me of how so many doctors now do outpatient orthopedic surgery at clinics they own. I suppose it helps hospitals in terms of freeing up operating rooms, but I’m guessing doctor/owners also make lots more money this way.

      So, if we had UHC, then doctors couldn’t be owning their own clinics….? Or, maybe they could have them, but they’d have to take the prices set by the government…?

      • grayslady

        If the Congress felt so inclined, they could do something about this right now. No need to wait for UHC. But you’re right about money being a motivator.

        If a doctor performs outpatient surgery in a hospital, s/he has to pay for the rental of the space–which s/he passes on to you (you’ll often see a separate fee from the hospital for room rental). That doesn’t necessarily mean that it costs more for her/him to do the surgery in her/his own facility. But as for prescribing tests for equipment that they own, very often the tests are prescribed not because you need them but because they want to make extra money off of you. These are the unnecessary–and expensive–tests that many complain about regarding driving up the overall cost of health care.

        • lorac

          ” s/he”, “her/his”

          I like your style :)

          Thanks for explaining that. I know, you’ll get a bill from the surgeon, the anesthesiologist (sp!), and for the room. I think the only person who doesn’t charge you is the nurse!

  • I’m a Linda too

    AGI wrote, “let’s have a NQ town hall on health care!

    By American Girl in Italy on August 18, 2009 at 3:06 PM in Current Affairs

    A few people, after reading the few posts I wrote on health care, came to the conclusion that I am against universal health care. Some even expressing hostility towards me for living in Italy, *enjoying the luxury of universal health care*. I was even called a shill for the insurance companies. HA”

    that must have been, and sure sounds like hObots to me.

    • I’m a Linda too

      AGI wrote :

      My husband said in Italy doctors like to use their equipment because when they perform tests they in turn can bill the government for the tests. This brings more money into their hospitals. Could this lead to fraud, or excessive tests, costing the system too much money?

      And so it is here with Insurance. Before switching Breast Specialist Doc’s. Because she like to install fear and try to get more money for more tests, but doesn’t care about our well being. She didn’t care that I knew I wouldn’t benefit from a test too many years after my diagnosis for one test to take their drugs and didn’t like that I wouldn’t come to her twice a year, instead of once a year. Yet, when I had one of her tests done, …for extra measure (wink wink) and the breast MRI actually showed a suspicion, do you know the twit didn’t even call me that I needed immediate follow up tests? I had to go request my diagnosis myself, read the suspicion sitting in the parking lot and tried to get her to call me back for 3 days with no luck. But she wants to run more test and see me more often, right?

      The clincher was, as soon as I walked in, her assistant said “The doctor will probably want to do an ultra sound on you” (I’m wondering why), it’s not like that’s a routine. So, the Doc comes in, tells me “hmmm, I feel a swollen lymph node. We need to do an ultra sound and take a look at it. You can wait until you go have the Mammogram and other test done, or I can do it for you right now”. GEEEEEE What a coincidence.

      She charged my HMO 300.00 for that.

      • http://sarainitalyblog.blogspot.com/ American Girl in Italy

        Oh, I’m sure it happens. I think all of these things happen in both types of health care. What I was thinking when I wrote that is that if there is a *budget of money* to pay for all of the health care needs for the year, and we have that type of ting happening, will that lead to rationing, or cuts, or higher taxes?

        • I’m a Linda too

          Yes, I understand. Both is my guess.

  • Ginger

    I am opposed to this guy saying that he is the healthcare guru when he has made a point his entire life of avoiding doing anything that didn’t somehow directly benefit himself. Even at the personal and often professional expense of others. He doesn’t know a single person who isn’t of a suspect character.
    I haven’t been able to make heads or tails of the obamacare bill. It’s strange that at the townhall meetings there is no presentation as to what the bill entails. It’s probable that they don’t know but it’s also more than likely that there are hidden agendas, capitulation, pork spending.
    So while I supported Hillary and her efforts for single-payer because she has paid the dues, worked her ass off, gone the extra mile – I will never support something that Obama does because I don’t believe anything he says or does is genuine.

  • LDW

    You asked, “Where to start? How to pay for it! To implement universal health care all wage earners must pay taxes to fund the universal HC system. Taxes will go up but how much?”

    Where to start is to realize that Americans are already paying almost twice more, per capita, then Western countries that have universal coverage. Read the sentence again and think about it. Even though America has millions of people who have no coverage, Americans are paying more ‘per capita’ (per person) than countries with universal coverage that have better health statistics than America. Get it? You are already spending more than enough money to pay for universal, single payer health insurance. More than enough.

    Where to start is to insist that your government bargains with the drug industry, just like all other Western democracies do, for better prices. Investigate and eliminate that various patent schemes the drug companies use to keep generic drugs off the market many years after the original patents have expired.

    Where to start is to get the insurance companies out of the primary healthcare industry altogether. They are sucking at least thirty cents out of every healthcare dollar they generate in administrative costs, including obscenely huge executive compensation.

    Where to start is to tell your friends and family that all their talk about government ‘rationing’ of healthcare is a misplaced fear. Americans with insurance are already experiencing rationing by their insurance companies. Most Americans cannot even choose their own doctor, but have to use whoever their HMO dictates. Canadians and Brits can choose their own doctors, their own clinics, their own hospitals.

    In the province of Quebec, Canada, for example, employers contribute a payroll tax starting at 2.7% for payrolls under a million dollars and going to a high of 4.26% of payroll for multimillion dollar payrolls. There is no employee contribution, but individuals can by private drug insurance or join the government program that costs a maximum of $595 dollars per YEAR per adult family member, and has a maximum deductible up to about $70 per month for upper income brackets. Most doctors’ offices are private and the doctors see patients and get paid by Medicare. Doctors are free to have completely private clinics outside of Medicare, but it is illegal to get paid by Medicare and also extra-bill. Hospitals are a mix of private and public, and many have foundations active for years that get money for various projects. The government also gives all the hospitals an annual sum based on needs for equipment, medicine and building maintenance.

    Where will your drug companies get money for research and development?? Don’t you realize that the government and private universities are already providing massive subsidies to the drug companies? For only a part of the total cost, drug companies are able to contribute towards research projects done in universities, and in the past the drug companies have been keeping the patents and the profit from the patents all to themselves. In the past while, some institutions have insisted on sharing in the ownership and profits from their research, but the universities are left holding the bag for all the research that doesn’t result in profitable patents.

    Where will the drug companies get money for research? You have to realize that today, drug companies spend much, much more on advertising and lobbying than they do on research. They also make huge profits by skirting laws concerning the expiration of their patents, and another huge swath inventing new conditions for their old drugs.

    Americans already have, arguably, the worst healthcare system in the world. Unfortunately, it seems that Obama’s so-called reform will merely add good money to bad, and just expand and fund the existing mess. Americans should start calling and writing and insisting on something better. Perhaps not a single payer system in the Canadian model, but at least a more fair hybrid like the Swiss have.

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      Where to start is to realize that Americans are already paying almost twice more, per capita, then Western countries that have universal coverage.

      I realize that, but how to pay for HCR still needs to be addressed. And if it is paid for through taxes of all wage earners it is taxing people who are not currently paying for insurance, and I am wondering if it will cost MORE per person/individually, then what they pay out of pocket for insurance.

      “Where will your drug companies get money for research and development?? Don’t you realize that the government and private universities are already providing massive subsidies to the drug companies?”

      I asked a question and raised a topic for discussion. I wasn’t claiming that they would no longer have money for research, I asked a question!

      You provided a lot of good information, but your rude tone just destroyed whatever chance I had of having an informative back and forth with you.

      • lorac

        You sure did a lot of work here – it must have taken a long time, AGI. Thanks for opening the discussion.

        • http://sarainitalyblog.blogspot.com/ sarainitaly

          It did! I worked so hard. ;O)

          I couldn’t sleep all night I was thinking about it, then I had to try and remember it all again this morning. haha

          • lorac

            Well, gratsi!

            (sorry, I don’t know how to spell it!)

            • http://sarainitalyblog.blogspot.com/ sarainitaly

              grazie! :O)

  • Pingback: let's have a NQ town hall on health care! : NO QUARTER | Italyt Today

  • CG

    From Dennis Kucinich, with whom I agree

    HEALTH CARE WANTED: DEAD OR ALIVE

    The masquerade is over! The “public option” is … dead.

    Health care reform is now a private option: WHICH FOR PROFIT INSURANCE COMPANY DO YOU WANT? You have to choose. And you have to pay. If you have a low income, under HR3200 government will subsidize the private insurance companies and you will still have to pay premiums, co-pays and deductibles.

    The Administration plan requires that everyone must have health insurance, so it is delivering tens of millions of new “customers” to the insurance companies. Health care? Not really. Insurance care! Absolutely. Cost controls? No chance.

    You will next hear talk about “co-ops.” The truth is that insurance company campaign contributions have co-opted the public interest.

    The hotly-debated HR3200, the so-called “health care reform” bill, is nothing less than corporate welfare in the guise of social welfare and reform. It is a convoluted mess. The real debate which we should be having is not occurring.

    Removing the “public option” from a public bill paid for by public money is not in the public interest. What is left is a “private option” paid for with public money. Why should public money be spent on a private option which does not guarantee 100% coverage nor have any cost controls? A true public option would provide 30% savings immediately which would then cover the 1/3rd of the population who presently have no health care.

    Unfortunately, under HR3200, the Government is choosing winners and losers in the private sector; proposing to spend public funds on subsidizing insurance companies who make money not providing health care. This process will insure only the expansion of profits. Gone is the debate over cost.

    As a result of current negotiations, the Medicare Part D rip-off will continue for another decade, further fleecing senior citizens. Drug importation has been dropped, so no inexpensive drugs can be accessed from other nations.

    Instead we are told the pharmaceutical companies will accept a 2% cut in the growth rate of their profits – they call this cost control!

    If the matter were not so serious, it would be farcical: The executive branch pretends that the proposed health care reforms are something they are not. The legislation is being attacked for something it is not. Congressional leadership and the White House defend the legislation, pretending it actually is the very proposal that is being attacked. But it is not.

    A commonsense government health care reform policy would insure that every single American has full access to health care by expanding Medicare to cover everyone under a Single Payer System. We are already paying for a universal standard of care, it is just we are not getting it.

    • Diana L. C.

      I got this one, too. It sounded logical. I also liked the ideas of the CEO of Whole Foods.

      The thing is that we need to get politicians out of the picture entirely to make a reform work. Politicians, health insurance providers, drug company execs, medical workers–all involved need to step back and wait in line to be interviewed by a group of people who have proved themselves as really good with handling money, cutting costs, etc. They need to be neutral.

      It just seems to me that most of us agree that we’re not too upset with the quality of the care we receive when we need it, but we are shocked at the cost. We need people who can figure out how to cut costs the best and most efficient way with the idea in mind that their ultimate plan must work for everyone.

  • embee

    A view from a Canadian living in Canada. I am 62, very fortunate to have only had one instance of serious illness so far, however have extensive experience of the Canadian Health system through parents, relatives, and friends blessed with less healthy genes and/or less lucky life circumstances.

    Canada has 10 provinces and 3 territories (I am personally familiar with 7 of the provinces). Health care is the responsibility of the provinces and territories — financially, legislatively, and procedurally. The federal government has mandated that all provinces and territories must provide health care to ‘visitors’ from other provinces and territories and that the home province/territory must pay the bill to the servicing province/territory.

    Originally, single payer health care was instituted to prevent catastrophic illness from bankrupting a person or family — only hospital care was covered, and it was covered completely. Over the years this has evolved to include nearly all medical procedures and consultations. The government does not hire doctors or nurses, nor does it own or manage medical laboratories. It does provide all funding to hospitals (bulk funding) and pays independent health care providers (doctors, labs, physiotherapists, etc.) on a fee for service basis. There are a few exceptions to this in some provinces where different models are being experimented with.

    Medicare in Canada DOES NOT cover dental, vision correction, drugs (although many provinces now have some drug coverage especially for seniors — partially covering a specific list of drugs and very slow to incorporate ‘new’ drugs), or alternative medical care.

    Many, perhaps most, Canadians purchase private medical insurance which covers (depending on the plan) dental, vision care, drug coverage, some alternative medical care, ambulance, and provides extras such as help with walkers, wheelchairs, other appliances, etc. This may be purchased individually or provided by one’s employer. Last year my private insurance cost $350.

    Serious, sudden illness in Canada is never a wait list problem. Chronic illness/problems often are. In the late 90s cataract surgery was one of the worst with as much as a 2 year waiting list. One of my aunts was on such a list — the family pooled funds and paid for her to attend a private clinic for immediate care ($1,100). She was also on a wait list (up to a year) for hip replacement (at age 80), however during a 6 week period her hip deteriorated rapidly and she was moved to the head of the list — a wait of 4 days. She made a remarkable recovery and lived a productive life for another 5 years.

    Much time, energy and money has been put into reducing wait lists in the past decade — some areas have improved remarkably, others have not. There is a serious Canada-wide shortage of nurses that contributes to the wait list problem. Generally speaking funds, doctors, ORs, etc. are available to reduce/eliminate the wait lists — often surgeries are cancelled because there is a shortage of hospital beds for the after care — frequently the bed is there, but there are insufficient nurses to staff the ward(s).

    Hospitals in Canada are mostly in good condition. Smaller hospitals (particularly in more rural areas) often lack the most modern equipment (patients are ferried to larger centers for MRIs, CTScans, etc. Such transfers are covered for the patient, but not for family). Large and expensive equipment is often purchased through fund raising in a community — the cost of installation and on-going use of the equipment then becomes a problem for the particular hospital or health care organization.

    All but two of my personal interactions with the Canadian health care system have been positive. One of the negative experiences was indirectly related to single-payer health care — my mother had a heart attack during a strike by hospital workers (nurses, cleaners, technicians). She was in intensive care being monitored by a pharmacy student, who had a phone number for a physician if he noticed any change in her condition. Fotunately all went well for my mother, but others in the intensive care ward during the strike were less fortunate.

    The other was a case of medical malpractice that could have occurred anywhere in the world. However, this being Canada means that it is difficult to get a lawyer to take the case because the courts here do not award large amounts in such cases — if I remember correctly the largest award in Canada was just over $3 million.

    Hope this contributes a little to the debate.

    • tek

      So that’s why Natasha Richardson didn’t get care for two or three hour–a rural place.

      As for the pharmacy student in the ICU, Americans don’t realize that we have such a shortage of nurses, nursing students are being instructed by people who are not even RNs.

      • LDW

        Natasha Richardson had a minor fall on the ‘Bunny Hill’ at a ski resort north of Montreal called Mont-Tremblant. (A ‘Bunny Hill’ is small hill with a shallow slope where children learn the basics of skiing or snowboarding) She didn’t get knocked out, and she refused to seek medical treatment in a hospital. The medics at the resort examined her briefly, but she decided to return to her room, and by the time it was realized her condition was quite serious, it was already too late.

        If a person doesn’t lose consciousness, and doesn’t appear to be suffering from concussion or other major injury, I don’t think the first idea of any medical professional is to rush them by air ambulance to a trauma centre. The saddest part of the whole affair is that I believe Ms. Richardson was offered a helmet, and she declined. It was a tragic day, certainly, but it’s hardly an indictment of the Canadian healthcare system.

    • http://sarainitalyblog.blogspot.com/ sarainitaly

      This is great, thanks! I need to reread it and focus. Something you said, the gov doesn’t hire doctors, I doubt they do in Italy, either. Not sure if I said they do or not, but they are paid by the government funds, like you said.

      Dentistry is not covered in Italy, either. it is pay as you go. For big jobs mu husband accepts payments. Most people pay for their visit. They also charge a LOT less here for care. I also have purchased glasses here, and never had insurance, just paid. They weren’t expensive.

      I just asked my husband and I guess there is insurance available but we don’t know anyone who buys it, or what its for…

      Strikes are an issue I’m glad you brought up. I forgot about those. We have those a lot here… But, I guess you do in private industry too.

      • embee

        I think I should have explained more fully that there are 13 different health care systems in Canada. Each province and territory is free to determine, within guidelines, what constitutes health care in their jurisdiction. Overall the plans are more similar than disimilar, but there are differences.

        The wealthier provinces are the ones that seem to fund the experimental programs — doctors paid $X per patient rather than per procedure, for example.

        I should also add that in cases of medical malpractice, the courts assume that the person involved will continue to receive whatever medical care they require at no expense to them — which accounts in part for why the payouts are less substantial than elsewhere.

      • lorac

        “Dentistry is not covered in Italy, either. it is pay as you go. For big jobs mu husband accepts payments. Most people pay for their visit. They also charge a LOT less here for care. I also have purchased glasses here, and never had insurance, just paid. They weren’t expensive. ”

        Do you think that maybe providers starting raising rates as more patients got insurance, because the providers figured they could get more from the insurance companies….?

        • lorac

          I mean, do you think that providers here in the US started charging more….

        • http://sarainitalyblog.blogspot.com/ sarainitaly

          i would say that is a big hell ya!

  • WhatNow

    People use medical care and health care interchangeably, but it’s not. One is about medical care the other is about medical insurance.

    As I see it, there are only two options – ObamaCare or the system stays the same. I have a third option – the best of both and maybe something neither side has considered.

    Why hasn’t there been an independent study as to what is currently working and what isn’t working? And what isn’t working, is there a timely, inexpensive fix? Currently, there is so much misinformation, on both sides, that we really need to know what is the truth about our medical system.

    This entire medical debate has always been political. If the powers to be, really, truly want a real good medical care system here in the US, than a methodical, in-depth, truly independent analysis of what we currently have should be conducted. These findings should be published and a period of time ( about a month) should be given to the Americans to respond and come up with some novel ideas.
    Let
    The politicians aren’t the only ones with solutions, let the American public input their voices, and then, maybe, we will be on the road of recovery towards a healthy medical system.

    Let’s take politics out of this medical issue.

    • http://sarainitalyblog.blogspot.com/ American Girl in Italy

      I agree.

      The link I posted below, Wiener talks about extending Medicare to all Americans who don’t have insurance. That could be a good solution, but it still doesn’t help with high insurance costs, and companies dropping or denying people. But Wiener wants a full universal system it sounds like.

      But I agree – take the politics out of it. When you have politicians in the pockets of big companies, and people playing sides with politics, nothing is going to work. They act like children.

      That is what I have been trying to do with my posts, get people really discussing the issues, not the politics. It is hard to get people to leave Obama out of it, and just discuss whether UCH would work, could work and if people really want/don’t want it.

    • getfitnow

      Yes, treatment vs insurance.

    • lorac

      “The politicians aren’t the only ones with solutions, let the American public input their voices, and then, maybe, we will be on the road of recovery towards a healthy medical system.

      Let’s take politics out of this medical issue.”

      Yes! I was just thinking we need to build this bottom up. Start with the users of the system, determine what they need, how many of them need it/need help $ getting it, and then work the “players” in – on OUR terms.

      Politics just makes everything way too unnecessarily complicated, and the politicos, the insurance companies, and the drug reps win, while the people lose out.

  • http://sarainitalyblog.blogspot.com/ American Girl in Italy

    They might want to change the name… Weiner Care.

    Interesting discussion here on Morning Joe:

    Aug. 18: Rep. Anthony Weiner, D-N.Y., talks about the need for a public option and why the Obama administration is “negotiating against themselves” in the compromise over reform.

    http://www.msnbc.msn.com/id/3036789/vp/32459067#32459067

    • http://sarainitalyblog.blogspot.com/ American Girl in Italy

      I just read this on Hot Air:

      Weiner wants to destroy the private sector insurance market, which accounts for 15% of the American economy, in order to have government control health-care decisions.

      Wow, Insurance accounts for 15% of the economy? That is huge.

      When I asked above what would happen by eliminating private insurance companies, and how many people would lose their jobs, it sounds like it would be pretty drastic…

    • CG

      Thanks for the link, Weiner was absolutely correct and as Mika said he was respectful in making his excellent points.

  • an observer

    The bottom line:
    Discussing healthcare reform without fixing the economy is a waste of time.
    The US is like a giant Agro-Industrial company.
    If the company ain’t healthy, it can’t pay for its employee’s benefits.
    Mr. President, fix the economy and then healthcare.
    It is a horse and carrige thing.
    Is that too complicated for you?

  • Tuppence411

    I am not that old- mid 40′s- but even I remember when no one needed to take out their insurance card unless they were at the hospital for tests, procedures or being admitted. Office vists and prescriptions were all out of pocket, set by the free-market, and reasonable. Hospitalization policies were affordable which is why so many employers offerred it as a benefit.

    It seems to me that 2 things happened at the same time to make costs skyrocket:
    1.) The goverment got heavily involved with micromanaging services in a backwards-ass attempt to address fraud in Medicare and Medicaid. Insurance followed suit to maximize their profits.
    2.)Insurance companies changed. Remember the good old days when Insurance Companies were in the business of providing insurance? Premimums are now just a means to an end. Premimums are how they fund their other business ventures.

    • http://sarainitalyblog.blogspot.com/ American Girl in Italy

      #2 I agree with. #1 I don’t really understand.

      I agree a lot has changed there.

      My husband got paid (in part) with fresh chicken eggs the other day. Does that still happen in the states?

      • lorac

        He should insist (if someone wants to barter) that he be paid with whatever sweets they have in their house. That way they pay the bill, and give themselves some preventative dental care at the same time lol

        • http://sarainitalyblog.blogspot.com/ sarainitaly

          hahaha

          I told him to give away lollipops….

          • lorac

            Income “insurance” for the dentist lol

      • http://www.sonicninjakitty.wordpress.com Sonic Ninja Kitty

        My neighbor sometimes pays his lawnmower guy in beer. But I live in a weird state, ha ha!

        • lorac

          I hope he pays him the beer AFTER the job is DONE! lol

          • http://sarainitalyblog.blogspot.com/ sarainitaly

            I would mow lawns for beer! Preferably drink the beer before and during, and after! HA

      • Tuppence411

        Sorry Sara, that it took me so long to get back to you. #1 A perfect example is DRGs- an idea with good intentions to control costs and fraud that in practice has skyrocketed administration costs and caused even more regional disparities. That’s when the goverment or the insurance company says we will only pay $XYZ for ABC and only under DEF circumstances.

  • casimir Sammanasu

    I was once uninformed and ignorant and hence very supportive of the concept of universal healthcare. However, now I am better-informed and totally against universal healthcare. What this country needs is “Affordable Insurance”, affordable prescription drugs, and universal access to insurance – not universal healthcare. Even if there was some value in universal healthcare, the current leadership that is trying to implement it is overly corrupt and is incapable of implementing anything good for our country. They will bankrupt our country for the foreseeable future.

    • http://sarainitalyblog.blogspot.com/ American Girl in Italy

      I was very pro- UHC, then became totally against it, now I am back to liking it again, but not sure if it will work/happen. I also don’t have faith in this government to execute it.

      What don’t you like about UHC now?

      • embee

        One of the problems with any federal system is distance from the users.

        Back in the mid-80s I lived in England for a short spell. By a series of circumstances I became friends with a ‘community worker’. She was hired by the area health region, given a budget and told to help her community. Her area was largely older people, many disabled, all in living conditions most of us would be reluctant to visit let alone live in.

        At that time (I do not know if the rules have changed since the 1980s), each person on the government list of disabled was entitled to 2 trips per month on the Council bus which was equipped with a ramp for wheelchair accessibility. A per trip fee came out of the community worker’s budget, paid to the Council.

        She noted a sudden, very large increase in the number of trips. She also heard from one of the clinics in the area that patients were missing appointments, and from a local pub that the regulars were no longer showing up (in England the local pub is often the equivalent of a coffee shop/gathering place).

        She investigated and found that a WWII veteran had been given a ‘handicap van’ by a local charity several years previous. The gentleman and his wife had for years provided trips to the doctor, shopping, local events, etc. to anyone in their area that needed help. But the van had broken down and the owner could not afford to get it repaired.

        The community worker was most upset by the loss of community interaction, people were becoming isolated from each other. The owner of the van in particular went from an active social life, helping others, to a ‘useless’ shut in. Her solution was to take the money that would have been spent on individual Council bus rides, to ‘coerce’ the pub owner into a contribution, and to get the gentleman’s van fixed.

        You couldn’t solve the problem in the same way from London, Ottawa, or Washington. The problem is not necessarily who pays, but the practicality of how the money is spent.

  • helenk

    http://www.usatoday.com/news/washington/2009-08-17-aarp-health-overhaul_N.htm

    people are speaking out with their pocket books. When an organization no longer represents the best interest of it members, members leave.

    WOMEN WITH INTELLIGENCE AND EXPERIENCE,MEN WHO SUPPORT THEM AND COUNTRY BEFORE PARTY ALWAYS

    PUMAS,BUBBAS,EQUALISTS AND THOSE PEOPLE RULE

  • Doc99

    NYT: DEMS PLAN TO GO IT ALONE ON HEATHCARE… DEVELOPING.

    http://www.drudgereport.com/

  • donjo

    Funny, but, we’ve had a solution and it’s been staring us in the face since the 1960′s – and that to expand Medicare/Medicaid incrementally to cover everyone. Sure, it might need tweaking, but the system is in place and has worked fine for decades. Why do we always have to reinvent the wheel?

    • CG

      Exactly, great observation.

    • lorac

      “Funny, but, we’ve had a solution and it’s been staring us in the face since the 1960’s ”

      Phew! For a second there, I thought you were going to say the solution has been waiting for us since 1961, year of our Messiah!

    • Onofre’s arm

      You know what donjo, Bernie Madoff is hopefully spending the rest of his life behind bars for creating the same type of Ponzi scheme that has been created by our government with programs like medicare, medicaid, and social security. All of these government sanctioned programs are rapidly approaching the proverbial “wall”, and there will most certainly be more losers than winners in the end. A lot of people walked away from Madoff with a great deal more than they would normally have received from legitimate investments, but a great many more people hoping to get unrealistic returns on their investments got screwed. This is exactly the same scenario that will play out if the government attempts to devour the medical industry.

      I’m sure you have all heard the saying that there is more than one way to skin a cat. But in the etherial world of possibilities, I will claim that there is a PERFECT way to skin a cat, although it is doubtful if that perfection may ever be realized, much to the relief of cats. And in the current debate about health care, there may be a perfect solution, but in an incurably flawed world perfection in this realm is simply not possible. Sad, but true. There will ALWAYS be those in need, sad stories, tragedy, and folks who simply fall through the cracks. A Utopian world is NOT a possibility, no matter how badly you may want it. There will always be crime, abuse, suffering, and death.

      So, what’s the most affective course of action? If the goal is to provide the best medical care, to the most people, at the most affordable rates, why not turn to the most proven method of providing products to consumers, the free market. The most fundamental way of looking at this situation is to start by considering the principle players in the game. There is the patient (consumer), and the doctor (the producer). The contract between these two is the basis of the health care relationship. When other players enter the game (insurance companies, the government, administration types, and fVcking lawyers), they expect their cut of the action even though they are not at all necessary in the principle doctor/patient accord. The pressures of free market capitalism always drive out unnecessary players, and force streamlining of the service, because the consumers are always looking for better products, at cheaper prices, and are always trying to go strait to the factory and eliminate the middle man. Isn’t it obvious that consumers that are aware of the costs and availabilty of medical services will naturally drive down prices, increase quality, and also increase access to the product? And if the medical industry falls under market forces, instead of expecting guaranteed government subsidies, don’t you think they’ll catch on and adjust their business plan accordingly? This is a no brainer.

      However, there is one problem that will be unresolved until people come to terms with reality. Ever heard the paradox “Could God create a boulder so big that even he can’t lift it”? Well, there are procedures, drug regiments, and other life saving products that have been created by the medical industry that are so expensive that few could afford them. Race cars have safety features that will protect the driver in flaming 200 mph crashes. Why don’t ALL cars have those same safety features, shouldn’t we all expect to have that level of safety? Well, it wont happen because few of us can afford $200,000 cars, sorry. And it would be an insane expectation that universal health care, or any other form of health care, will assure you of ALL possible life saving procedures regardless of expense. And if the government were to attempt such nonsense, the fiscal brick wall would approach much faster than 200 mph.

      • andysf

        I think the logic of insurance company is that they pool resource from a large group of people and then leverage it accordingly. Not everyone is going to have cancer or other form of death threatening illness all of the time. So by pooling the resource, those who are seriously ill can get the proper treatment. I doubted most people can pay for cancer treatment or the like out of their own pocket. So, some entity of insurance have it’s purpose.

        • Onofre’s arm

          Obviously insurance has a purpose. Nobody buys home owners insurance hoping that their house will burn down and they’ll collect. They buy it as a hedge against dissaster. Medical insurance is a way to dilute and spread risk among like minded people that want to minimize their financial exposure in the event of a crisis. However, most people now consider their insurance policy as an ongoing installment on continuous and frequent medical attention, and why shouldn’t they feel that way, they pay a fortune for it. And when providers are somewhat guaranteed a set payment for service through insurance companies, they loose the incentive to make their product more affordable. The system remains static, or, worse, it demands higher prices knowing that the consumer has been removed from the process, and can’t shop for a better price.

          There is a need for more catastrophic medical insurance policies that cover the extreme cases, and let consumers pay directly for the usual, or common incidents of injury and illness. I think people would be amazed at the money they would save.

          • Docelder

            Yes, insurance has become a sort of pre-paid medical that includes prescriptions and well visits and check ups etc. To not use it having already pre-paid is like buying a plate at the buffet line and not getting anything for yourself. People wind up thinking they might as well go in and might as well get some prescription for whatever… because they have already prepaid for it. Insurance should return to be more of a hedge against a catastrophe.

  • Tammy

    It doesn’t matter, folks.
    The Dictator In Chief is going to ram it through no matter what you think.
    Bye Bye Dems in office.
    No compromise here. This is Chicago Mob Politics.
    How to you Hillary supporters think she was destroyed?
    Wake up.

    The revolution is ON.

    http://gatewaypundit.blogspot.com/2009/08/liberals-tired-of-compromise-ready-to.html

  • Kim

    The problem with health-care reform is that nobody knows exactly what that is going to mean. Nobody in Congress, or Obama himself, has laid it out in simple terms exactly what is going to happen as a result.

    There is going to be a tremendous amount of money spent, but for what? If we aren’t getting at least a public option, then the money is obviously going to benefit the same players it always has…the insurance industry and the pharmaceutical industry. I’ve been working through reading the House bill, but it is very confusing and you need a couple of lawyers with you to decifer it.

  • Patience

    First of all, I selfishly don’t support UHC now because I know in addition to incurring higher taxes, I’m still going to have to buy supplemental insurance to keep the same level of care I currently have. I’m in the middle, income-wise, and fear that people like me stand to lose the most.

    I also don’t support it now because we already have government healthcare in the form of Medicare and Medicaid, etc., and the POTUS himself says current spending for those is unsustainable. So I feel the government needs to get to work and reform/rationalize its existing programs (fully realizing it did private insurers a huge favor by taking over the healthcare needs of the costliest demographic, the elderly) before it gains my confidence.

    Also and most importantly, I sense that government’s insinuation into the healthcare industry for the last several decades has helped bring us to the point we’re at today. I will always wonder what kind of innovation in healthcare coverage has been prevented or cast aside due to the collusion between government and big insurers. I have to say — and take it as foolish pride if you will — I believe America’s proclivity towards inventiveness gives it an advantage and if any country can more effectively tackle this problem it should be us. I feel there should be more insurance products on the market along with government incentives, to allow for more personal ownership of portable, individually-tailored healthcare coverage.

    Lastly, if our country would stop being policeman of the world to the extent it is, would stop bailing out big business to the extent it does, would eliminate many other instances of unnecessary spending, etc., etc., I’d feel a lot better about the kind of UHC government could provide.

    • lorac

      What bugs me is that they say the MC is failing – but I think they’ve been re-routing some of those funds to other programs.

      But besides that – we (rightly) praise ourselves for having advanced medicine so much that people can now live healthier, longer lives – we live much longer than we used to, and even now, even much longer than people in some foreign countries (some parts of Africa have people normally dying around age 40, I believe).

      But this means that with the baby boomers retiring, we also have all this great stuff to keep them healthier longer. We all cherish life, right? So this should be a cause for celebration. And yet, now we have all these conversations about limiting how much we help someone if they’re a senior. So, what was the point of developing all these wonder drugs and treatments?

      Of course, in some instances, a person may be totally kept alive by machines, they may not be able to perceive their environment anymore, and perhaps the doctors give them a poor prognosis. In this situation, I can understand talking with the family about an Advanced Directive, a No Code.

      But these days, someone could be 70, 80, maybe even 90s, and be doing really well, be very sharp, but maybe they fell and broke their hip. BO wants to just give them pain pills. But that’s forcing them to live the rest of their lives limited in what they can do (because pain pills don’t totally eliminate the pain, and they don’t address movement issues). If that person had the hip replacement, they could continue their level of activity from before, and retain their full life.

      Matter of fact, an older person in good health who is laid up with pain and movement issues (refused a hip replacement) might just fall into a funk and will themselves to die. And while it might be good for the $ bottom line, it’s so unnecessary.

      I guess it’s just a disconnect for me. It should be a celebration that people are living longer in relatively good health. And we only get this one life – if someone just needs these technological advances we’re so proud of – I say, go for it!

      And then maybe we can stop being such a youth-oriented culture, and go back to respecting the knowledge and experience of our elders! (and I could stop having to listen to such juvenile marketing all the time lol)

      • lorac

        Oh, yeah, and with the demographics most heavy on the “older side”, maybe we won’t get NPD presidents with 26 year old frat boy speech writers….

  • http://www.sonicninjakitty.wordpress.com Sonic Ninja Kitty

    Something that we need to be honest about is the role government already plays in our health care and whether that is currently helping or hurting. Then we can decide if we want more government involvement or not.

    For example, from an article by Dr. Lawrence Wilson, http://www.campaignforliberty.com/article.php?view=172

    The war on cancer

    An example of the dismal failure of the government sector in America is the “war on cancer,” which is administered by the National Cancer Institute. It has cost taxpayers some $30 billion over a 35-year period. After adjusting for a longer life span, between 1950 and 1989 the incidence of cancer rose by about 44 percent. Breast cancer and colon cancer in men have risen about 50 percent, while some others have risen 100 percent. A recent article in the Journal of the AMA was entitled “Are Increasing Five-Year Survival Rates Evidence of Success against Cancer?” The answer was “No.”

    The news mostly announces new cures and new drugs, but nothing about the waste of money in federal cancer research. A recent news broadcast said some cancer had declined “due to lifestyle changes.” For this the taxpayers paid $30 billion. However, this waste is predictable because national research laboratories are not primarily interested in a cancer cure, no matter what they claim. They are interested foremost in keeping their jobs and second in getting more money next year from Congress. This is the nature of all bureaucracies.

    He also says about the FDA:

    Anyone who believes the FDA is an impartial or even helpful agency needs to read The History of a Crime; How Could It Happen, by Harvey Wiley, M.D., the first director of the FDA. In the book, he meticulously details how the FDA became infiltrated by food and drug companies and how its mission became completely subverted. As a physician, I believe no other domestic agency has caused more deaths than the FDA. (more in the article)

    Here we have two examples of government monopolizing aspects of health care: cancer research and the approval of drugs. Every time you eliminate competition in a sector, you get waste and inefficiency–EVERY E-V-E-R-Y time. We need to keep this in mind. This cannot be stressed enough.

    • lorac

      How might competition be worked into a UHC system? I think it could be…. They could set up Health Section A, B, and C, but they’d all have to do all the regular medical things, and they’d have to be in all areas of the country for the competition to work, I think.

      Then if the A hospital gets lots of disgruntled patients who then start going to the B hospital instead – the A hospital would have to clean up its act, or it would some of its governmental funding with the loss of patients…

      What do you think?

      • Tammy

        You are so stupid that I don’t even know how to explain how stupid you are.
        No wonder you still go to Hillbuzz.

        THIS TYPE OF COMMENT IS NOT WELCOME HERE.

        • lorac

          “Clean-up on aisle 5″

        • Kei

          What’s wrong with going to Hillbuzz?

      • http://www.sonicninjakitty.wordpress.com Sonic Ninja Kitty

        This is a great question, but how?!?! Personally, I think it can’t be worked into the system–but would be happy for anyone to prove me wrong.

        For example, if we only had one car company providing several models, sure we could choose between the models, but that company would still get bogged down because there is no incentive to make its entire system as lean as possible. There’s nothing to stop across-the-board waste.

        The worry of a better provider catching up and taking some of your business away keeps you as efficient as possible.

  • CG

    AGinI, thanks for putting your heart and soul into articulating the debate from all angles. Difficult work without a doubt, and still tough to find a consensus. I really do appreciate your effort.

    • http://sarainitalyblog.blogspot.com/ American Girl in Italy

      Thank you.

  • Tammy

    Government Running ANYTHING is a disaster.
    Do any of you pay attention to the REAL results in these national health care countries, or do you just have your heads up your asses?

    Yeah
    Michael Moore is brilliant. And very very RICH.
    Hitler would have LOVED to have hired that fat cow.

  • andysf

    I think that if they create an entity ( act as an private corp) to allow people to buy insurance, while leaving those employer heath benefit alone, it would be a start. The buying power of a large group of people will take care of the pre-existing condition problem as well as giving people a chance to get insurance at a reasonable cost. That’s how the public employee get their insurance cheaper than private citizens.

    The very poor and seniors are already covered by Medicaid and Medicare. The ones who really needed coverage are those working family who are in the middle class but don’t have group coverage, which make insurance very expensive. They could also subsidise for some of the people who buy into the government run entity buy a sliding scale base on their income and asset.

    As Medicare is already allow senior to get into HMO plans.

    I think most of us really just want affordable health care insurance.

    Take me for instance, I am staying at my job because of my family’s need of health coverage. I am worry that if anything serious happen, we will lose everything that we work so hard for without health insurance. I can easily retire at the age of 35 and start doing work that are interesting, but the health care issue will keep me at my job until age 50.

    The can also have centralized billing system and standardized system for treatment approval process at a later time as a way to trim cost. Allowing re importation of drug will help cut the cost of the drug for doctors and hospitals since it give them more bargaining power. I am not sure that you need to re-invent the wheel everytime you make a new car.

    • andysf

      I also want to add that the Pharma are currently selling drugs cheaper to aboard than they are here in the states. Could this be because of our politicians give them the right to gouge us with favorable regulation? I can understand the need of drug companies to make money and having that as a motivation for research. But why do American have to subsidise the drug cost of everyone around the world even when it’s killing us?

      • lorac

        As I recall, BO had promised in the campaign to allow those drugs to be re-imported back here, at the price the foreign countries paid. Then in his recent closed-door meetings with the drug companies, he threw that one out the window.

        But how convoluted – drugs made here, sold for $50 here, but if sent to and bought in, say, Canada, cost $20. So then we have to get a law which allows them to be sent back here, so that THEN we could have them for $20.

        It would have helped a lot of people if BO hadn’t lied AGAIN, but the best method would be to just lower the prices and avoid all the ridiculous back and forth shipping.

        • andysf

          I think the point of re importation is that it will take away the incentive for drug companies’ to charge at a higher cost. It would actually be more profitable for them to sell drugs at the same price in this country by the elimination of some of the middle man and stream line the sales.

          You have to think that they are getting less than $20 if drugs can be have for $20 in open market in Canada. By selling it here for $20, they are actually making more money. Thus eliminate the need for re importation down the line.

          Also, politicians are crooks in general, and Obama is the king of the corp so to speak. It wouldn’t trust him if my life depended on it, eh, especially if my life depended on it….

          • lorac

            Oh, those were numbers I used to illustrate the point, I don’t know how much the drugs actually cost! But I think the point is the same…

  • http://www.lesstalkmoreactivism.blogspot.com whoframedrudy

    Elderly: Gov’t should send ‘caring for your aging parents’ info packs to adults when their parents hit 60. (I think Social Security has this data — if not, parents’ year of birth could be requested on tax returns). My father developed chronic pressure sores from drinking/sleeping in his wheelchair. Hospitalization cost to Medicare – $.5 million. Once his ’30-something’ kids got educated on long term care, Medicare, special needs, things improved. We were negligent, yes, but mainly we didn’t know anything about aging. Govt can speed up that ‘learning curve.’

    Fragmentation: Fragmented services can lead to cost insanity. Medicaid saves $1000 by denying a home attendant, but drives up Medicare hospitalization by $1 million. Medicaid only cares about its own budget, not Medicare or taxpayers. Patient care should not be fragmented between multiple agencies. Someone should have authority over cross-agency insanity.

    Obesity: Healthier food = higher price. Compare whole grain ($3) to white bread ($1). Can govt subsidize healthier foods to equalize price?

    The NYC Health Dept requires MacDonalds, etc., to post calorie counts on menus. MacD’s got rid of ‘Supersize Me’ under public ridicule — but they are sneaking back with the ‘Triple Cheeseburger.’ Boo!

    Again, I think there’s a window of risk for ’30-somethings’ who don’t realize what’s happening to their metabolism. My neighbor is noticeably spreading — he jogs, he just can’t burn the ’20-something’ pizza diet anymore. I weigh 40 lbs less now than I did in my 30′s — I just didn’t know what was happening to me. Do we have to learn the hard way?

  • elise

    AIG, I met a man in college who had a hang gliding accident when he was nineteen and broke his neck. He was a paraplegic and had someone to push his wheelchair around campus. He had no insurance so the hospital (taxpayers) paid his medical bills. Some private organizations helped him with care at home and he received a grant for school.

    I’m aquainted with a family with a teenage son who became seriously ill after treatment for an abessed tooth. He was in ICU for six weeks and the medical bill was more than one million dollars. They had no insurance on him.

    A friend of ours recently became ill with enchphalitis as a result of a herpes infection. I’m not sure of his exact age, but I know he is not yet forty. He was in the ICU for a month and is in the process of filing for bankruptcy and as a result of severe seziures, will be living on diability for the rest of his life. If he had been insured, he probably would have seen a doctor before he became despertely ill. He was a contract worker and, except for the herpes, very healthy.

    What many people do not seem to realize is we pay for possibly hundreds of thousands of situations like these with our tax money. Universal Health Care will never work until there is an absolute mandate and that is never going to happen here because those who make the laws and have influence don’t have to worry about good insuance.

    In this state, liability insuance for cars is mandated and it’s impossible to get a car registered or a driver’s license without it. The same people who are opposed to mandated health care, wouldn’t think of driving around without it out of fear of being sued in case of an accident.

    The over-riding question is compassion and morality. References to undocumented workers and indigent homeless full of rightous indignation avoids the essential imperative of humanity. The political debate is abstract beside the suffering of a loved one. On the other hand, it requires a moral and compassionate leader to direct an honest program without compromise. It also, realistically, requires an overall view of economics and attention to priorities. Most of all, it is the commitment of the popluation who choose the leaders to a moral country.

  • Daisyjane

    This is the best article on the health care issue I’ve ever read. He lays out the things that contribute to the problem and why what Obama is proposing not only may not make it better, but why it could make things worse! ugh

    He is a Democrat who is also a businessman. He recently lost his own 83 year old father. It will appear in the print edition of The Atlantic.

    http://www.theatlantic.com/doc/print/200909/health-care

    It’s positively brilliant.

    • Katmoon

      Daisey,

      Thank you for the share, what a well written thought out and heartfelt article, excellent, practical and honest.

  • Katmoon

    I meant Daisy-sorry

  • erin

    As a person living in Australia, and currently enjoying the benefits of universal health cover, I thought I would add my voice to the debate currently underway in the US on Obama’s proposed single payer health scheme. I am surprised that while comparisons were made with the health schemes in the UK, and other European countries, no mention was made of Australia’s Medicare program, a program which provides affordable treatment for all resident citizens and permanent residents, but provides only limited cover for visitors from countries which have reciprocal arrangements with Australia.

    Medicare is funded by an income tax surcharge known as the Medicare levy, which is currently set at 1.5%, although an exemption applies to low income earners. In practice the levy raises only a fraction of the money required to pay for the scheme, because if it was to be fully funded it would need to be set at about 8%. There is an additional levy of 1.0%, known as the Medicare Levy Surcharge for individuals on high annual incomes who do not have adequate levels of private hospital coverage, an attempt by a previous Government to encourage people towards private health insurance. Medicare in Australia is also supplemented by a Private Health Insurance Rebate where the government funds at least 30% of any private health insurance premium covering people eligible for Medicare.

    In addition to Medicare, Australia has the Pharmaceutical Benefits Scheme which subsidises certain prescribed pharmaceuticals. People in possession of a Concession Card, eg aged pensioners, currently pay $5.30 for each prescription while others pay up to $32.90.

    While Australia’s Medicare program is far from perfect it does provide health cover for all resident citizens and permanent residents, and might just be the answer to what Obama is looking for.

  • alamiss

    I think that what we probably need is something similar to what we already with some changes. Perhaps a public/private partnership might work. Keep the private insurance but have public (universal?) insurance for major costly illnesses such as heart disease or cancer. No one should have to go bankrupt because of a major illness or lose their homes and whatever little money they have saved. Taking all of the ideas that you have mentioned, maybe a public/private direction is the only one that will sell. Nobody gets everything. Private insurers lose some profits but gain in not having to pay for the most deadly illnesses. They can cover surgeries, illnesses that are not deadly, preventive care, childbirth, and the like. Governmnet gains by not having to do everything and only focus on the most serious illnesses, long-term care, and all care for the seniors which the private insurers try to avoid covering or limiting coverage.

  • prieur

    The US needs a…US program.
    Italy, UK, France, Canada have socialized healthcare and this had evolved with their internal histories.
    In the UK they pay taxes and in that tax check the money is dispatched to a few/lot items among them the NHS
    in FRANCE the funding is directly taken from your earnings without the HM customs and revenue stop, your boss also pays a part and all goes to the CNAM- caisse nationale d assuranec maladie. IF you cant work/there is the CMU couverure medicale universelle- universal medical cover 100% covered by your IRS and your taxes
    at the end
    those who can pay pay their gp/consultant etc and get refunds those who cant show a special pass and the doctor/pharmacist sends the invoice to the state
    at the end everyone is covered
    it is not cheap
    but if you care to look at the results both countries get regarding child health etc not bad

    one problem is in the US 47 millions people have no health insurance
    nhs and cnam are not great- we all could tell you applaing stories but everyone is covered
    yes poor dentistry but less tort lawyers
    and more evidence based medicine
    certainly despised by big pharma
    but having a yearly scan and mammogram is stupid nmedically wise
    as you get radioactive exposure…
    which does not mean mammograms are useless
    I worked on the mammogram project in europe and we did compare 1 film/2 films 1yr/2 yrs /3ys etec
    a long process but at the end we are certain of what we say
    in the us too many tetss are run because of fear of tort or because it brings money
    I am a doctor I like life pleasures but not at the cost of not being able to look at a mirror and yes I get a good pay

    the us needs to tackle a few issues
    but everything starts by a day 1 and a very simple program
    between what is the nhs and cnam in 2009 and how it was in 1945 , there is a world
    you are all setting your expectations too high
    provide already healthcare to every american kid and let it grow
    that would be a start

  • Mandelay

    “…The hospitals in the experiment will reward doctors for cutting costs by reducing patient stays, lowering readmission rates and avoiding expensive technology when it’s not needed. The program is voluntary for doctors, but most at the participating hospitals have signed up. …”

    http://www.1010wins.com/NJ-Hospitals-Conduct-Major-Cost-Cutting-Experiment/5038719

  • arran

    France has the best health system. The other countries who rate in the top 19 are other European countries. These systems would be called socialized medicine by wing-nuts here which is why few people are discussing the world’s best health delivery systems. Many of them were begun after WW2. De Gaulle may have been too generous with France’s provisions which has been causing some problems with continual financing.

    I’d like their plan and I’d like the insurers to be pushed out to the second tier of supplemental plans or continual plans to individuals who want them. I want the government to produce the best plan in the world. If a bill passes, it will be much ado about nothing.

  • Country First

    What I haven’t heard in all these discussions about health care is personal responsibility. My parents, barely middle class, saved all their lives for their old age. They were concerned that an illness would wipe them out so they sacrificed to carry insurance and have a savings account that would pay for anything the insurance didn’t pay. They left this world not owing anyone, doctors or hospitals or burial expenses.

    After we raised our two children, my husband and I sacrificed to carry that sencond insurance policy. We didn’t have fancy vacations or fancy cars. We never owned a “new” car. The last used car we purchased was a 1992 Geo, which now has 210,000 miles on it. We are also sacrificing to carry an insurance policy that will help pay for nursing home care when the time comes. My husband after 20 years with his current employer makes about $10/hr. but he does get health insurance coverage with a deduction from his pay check to partially pay for it, one reason he has stayed with this employer.

    I have been undergoing treatment for cancer for the past year, but it hasn’t destroyed us because we sacrificed to keep the extra insurance.

    We have given up a lot of “extras” in order to carry our insurance, but we don’t owe anyone — except for our house payment, which we chose to buy within our means.

    So, I don’t hear a lot about personal responsibility in these discussions. However, I do realize there are people who through no fault of their own need help with insurance, and those problems need to be addressed. We have addressed the needs of the poor through medicaid and schip and I have no problem with that. But I do have problems with people who have not made health care insurance a priority and who chose wide-screen tvs and fancy houses, swimming pools, etc. instead. I resent paying taxes to make people more dependent and government bigger just to help those who could help themselves and the illegals. I see instances in my own relatives who choose to put their money on cable tv and cases of beer and new cars ahead of buying insurance. I have no sympathy for them.

    Insurance does need to be more affordable but that can be done in ways that doesn’t incur a government take over and bigger debt.

    When are we going to put more emphasis on personal responsibilty?