thanks for u

NAME HON MRS. JOY EGOBIA;

Oh you are in the minus then what you bring in now.well hello.I wonder why.Medical-dental-co pays-gas food taxes house insurance -car insurance -electric-water-heating oil you name it went sky high.So I wonder what caused us to fall behind? It makes me so sick that banks- as well as those who caused this mess Fannie Mae and Freddi Mac got their bail out and AIG got their and Aig got more..

Oh,Call your mortgage co…Call hud,What a laught such a big laugh.Hud or anyone else mail boxes are full or can’t come to the phone right now call back at a later time or date.what the hell is this.??

So,if you are in the minus you can’t get your interest lowed-you can get a modification on your loan you have now on your home.SOORY CAN’T HELP YOU.

This is so sick.The other banks can’t help because the democrats are busy bailing out those who caused the corruption.So,GM moved to Afraica many jobs lost here in U.S and they are wanting a bail out.But, will not get rid of their jets.And ok 2. something million jobs will be created by 2011?How many jobs will be lost before then 7-8-9-10 MILLION? And 2 something million will be created in 2011 a promise Sure. We will be in worst shape ever.

2 million new 7-8-9- 10 lost before then.Let’s just say 4 millions.So, the jobs lost are just created back.We got nowhere and in the mean time bank loans on those who are trying to get help that we are giving numbers to call,and it’s a sorry can’t help you you are in the minus say 8 hundred a month.And just to say you cut-cut and cut your heat bill by freze your self to have a lower bill-You turn and unplug everything in your home other then your stove one tv-ice box.Re setting your alarm each day because it’s unplug.No lamps nothing…So,Electric co don’t make the money and hey raise the price on the customers.So here we go again.cutting down food-water gas- sports for kids.HOUSEHOLD ITEMS and it’s never enough.

What about us.Should we call as they Government say to do? No nothing is done but sorry can’t help.I am so sick of the corruptions that put us here.Yes Fannie Mae Freddi Mac who the democrats would not stop giving out loans who had such bad credit.Yes democrats caught on tape on the congress floor.Michelle,Barack and the CEO OF Fannie mae in a building saying 2005 that Fannie Mae was having finencial problems but,however they will still continue giving oput loans.but, please pay then back.Fannie Mae told the banks when they called Fannie Mae to go ahead and give the loan to the ones who are asking..But but they can’t pay it back.No cradit and the mortgage is way over their heads.Oh Fannie Mae said .Don’t worry we will make the loan good if they fail..Ok…..They failed and Fannie Mae and Freddie Mac could not make those loads that other banks gave to those people who could not pay.And we now are stuck with paying that back in higher taxes.And still we don’t get help.

Our credit is going down the tubes because of Fannie Mae Freddie MAC-Democrats -who cause this down fall in the market(S) now what?I really don’t think the democrats knows what they are doing at all.I really feel that america is being taken down by unknown to us…Obama

Despite how low things may go, people are not buying. In fact people are in debt. Whatever income they have goes to debt. And massive government spending will only lead to inflation. I don’t see any major bull market anytime soon, especially not one that will just happen to last eight years.

The price of fuel dropped finally, and eggs, milk, etc. still say higher after justifying raises based on fuel costs.

One way flexibility. Flexible cost raises, inflexible cost reductions.

The last time we had a world wide collapse of commodities, banking, credit, real estate, and deflation was 1929.

There are bargains in stocks as long as you have the money to invest. The folks who made out like bandits in 1929 were those who already had money and large liquidity. The folks who lost big time was everyone else who listened to the “experts”.

We are not on the verge of any “bull market”. As long as the banks are not issuing credit or charging an arm and a leg in interest rates, there won’t be any Bull Market. The credit card companies are salivating for you to be one nanosecond late in one payment to jump your interest rate to over 25 percent. Need a car loan? A larger down payment and don’t be surprised at a 10 percent interest rate. Meanwhile the savings rate is pitiful which only widens the bank’s profit margin on the money that we, the tax payers, gave them in the first place to lend back to us.

Chucks IQ is rated by New Yorkers at some where between zero and nothing and tracks slightly lower when he speaks about economics.

Hillary is going to be missed by all New Yorkers when she leaves the Senate.

Hillary has come out of this campaign with a great deal of respect from everybody but the fanatics in the extreme left wing Klan.

A fanatic is a person who can’t change his/her mind and won’t change the subject. You know, a bit like Keith and Rachel.

I know! I know! I’m now the WOORRSSST Peerrsson Of the last five light years.

Oh well! If BILLO can take it so can I.

We now risk falling into a deflationary spiral that could increase our massive debt even further.

He also wants aggressive spending? I can’t see how that would help. Wouldn’t that lead to massive inflation? What an I missing?

“We’re on the edge of deflation. Once you get into deflation you almost never get out.”

“President-elect Barack Obama has signaled that he will pursue a far more ambitious plan of

spending and tax cuts

than anything he outlined on the campaign trail…

Tax cuts—fine. Spending? That doesn’t sound good…

For more insight, take a look at this:

http://www.bloomberg.com/apps/news?pid=20601109&sid=amQySOkB37zY&refer=home

Be sure to look at the chart referred to in the article:

http://www.bloomberg.com/apps/data?pid=avimage&iid=i6nNJeg_B1us

We’re just about at the start of the next major bull market that will run for at least the next 8 years.

And I think healtcare is a dead weight on the economy, one not recognized.

A bubble that will crash?

Where do you make you judgements, based on what criteria, even in terms of real asset creation?

What about wage stagnation?

What about job creation?

What if oil spikes again, and we still have no alternative?

• Interest rates are low

• Oil prices are very low and will likely go down to $40/bbl before heading up in a few months

• Food prices may start heading lower next year

The unemployment rate will continue to rise in the near term with a sharply higher rate for November and December. GDP for Q4 ’08 will be negative as it was for Q4 ’07. The first two quarters of 2009 will probably be a bit negative, too, but thing should start to look up in the last half of next year.

This is the time to invest in your future. Most stocks are at 52-week lows and we’re either at of very near a bottom. The last time we had an opportunity like this was 1982. It will probably take a few years to exceed previous highs but we’ll get there.