Comments on: “Clinton Added Teeth To CRA, Obama Turned Them Into Fangs”

By: Guest

Guest — Tue, 29 Jan 2013 00:54:00 +0000

The irony is Hokma calls people stalkers that disagree with him. Soon he will tell you in a hysterical fit you’re stalking him and he’s gonna shut you down. As you can see he’s very unstable and completely full of shit.

By: roafer

roafer — Tue, 29 Jan 2013 00:50:00 +0000

Stalker!

By: Guest

Guest — Tue, 29 Jan 2013 00:49:00 +0000

Creepy stalker!

By: Guest

Guest — Tue, 29 Jan 2013 00:48:00 +0000

When will you quit stalking people, get a grip and stop stalking or you will be reported and your will be shut down.

By: Guest

Guest — Tue, 29 Jan 2013 00:46:00 +0000

Quit stalking Judith or you will be reported!!

By: Guest

Guest — Tue, 29 Jan 2013 00:45:00 +0000

Stalker!!
You better watch out Hokma reports stalkers!

By: Hokma

Hokma — Tue, 29 Jan 2013 00:16:00 +0000

Keep talking to yourself because you are the only one it makes sense to. get lost and stop wasting my time with twisted tales.

By: Judith Wright

Judith Wright — Tue, 29 Jan 2013 00:13:00 +0000

I am the only one bringing up facts. You have zero. Again, answer the question:

What percentage of mortgages that have defaulted over the last 5 years fell under the CRA?

Prove your case… go search your conspiracy conservative analysis.

80% or less of subprime mortgages did not even fall under the CRA.

“”By 2006, CRA institutions made only 22.7% of LMI loans (Low and Moderate Income). Also in 2006, CRA institutions only made 11.7% of all LMI and high cost loans (subprime loans).”

By: Hokma

Hokma — Mon, 28 Jan 2013 23:05:00 +0000

PPAA, Lola or whatever you call yourself –

Rather than address an issue based on history and facts you seem to always come up with these non sequitur responses.

Nothing happens in a vacuum and in the case of the mortgage crisis to even consider that this wan invented by Bush or by greedy bankers is pathetically ignorant.

When were the mortgages that defaulted you refer to originated?

When did these sub-prime mortgages begin to default?

Why and when did sub-prime mortgages become so prevalent and why?

When did sub-prime mortgages start? How did they start? And under whose orders were they created and pushed?

Those are the relevant questions. Not after-the-fact situations.

When you want to analyze a problem you go to the root cause and not some systemic outgrowth years later.

By: Judith Wright

Judith Wright — Mon, 28 Jan 2013 19:28:00 +0000

Again, why don’t you answer the question:

“What percentage of mortgages that have defaulted over the last 5 years fell under the CRA?”

Prove that a big part of the housing crisis was because of defaulting CRA mortgages!

You are so full of shit.

“You refer to the CRA. That is not an institution and therefore cannot force anything. But Clinton did as I stated.”

So mortgage that fell under the CRA during the 1990s Clinton years caused the housing crisis in 2007-2009?

What a complete crook!

There was almost no subprime mortgages in the 1990s. Most the the mortgage defaults that caused the mortgage crisis in 2007-2009 were originated in the 2002-2006 time period and about +80% of those did not even fall under the CRA.

“an increase in only a few years from 64% to 67% home ownership when it does not coincide with population growth”

A few years? Again you are so full of bullshit. How about 40 years. Read the chart. Population growth? Again, you have problems understanding that chart above.

From 1965 to today, the overall improvements in home financing options has made owning a house much much easier for everyone. 4% increase over that period, with most of this occuring when there was no subprime mortgages is no big deal.